“My Tenants Will Help Pay My Mortgage”

  “My Tenants Will Help Pay My Mortgage”




Hi Joe,

My landlord actually gave me your contact information. She told me that you did the mortgage for them when they purchased this property and a number of others that they own. In any case I am tired of helping them pay their mortgage so it is time for me to do this for myself.

I like the idea of purchasing a multifamily and having my tenants help pay my mortgage, so that is what I’m thinking. I would like to buy a home over the next few months as my lease is up in March.

I have a really good job, which I have had for the last three years, have a very good rental history and funds for a down payment. Also, my folks have indicated they would assist me if that was necessary.

When would be a good time for us to speak so that I can get pre-qualified? My cell number is 781 XXX-XXXX.



What a wise young woman. Many have gotten started on the path of homeownership purchasing a multifamily home and having their tenants help they pay their mortgage. In many cases most of the payment and sometimes all the payment.


We have all heard stories about bad tenants and evictions and so forth but believe me that isn’t always the case!





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Joe Petrowsky, NMLS #6869

Right Trac Financial Group, Inc. NMLS #2709

110 Main St.

Manchester, Ct. 06042

Office: 860 647-7701 x116

Fax: 860 647-8940

Cell: 860 836-9294

Email: joe@righttracfg.com



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Joe Petrowsky does not guarantee nor is in any way responsible for the accuracy of the information provided herein, and provides said information without warranties of any kind, either expressed or implied.

Equal Housing Statement: We are pledged to the letter and spirit of U.S. policy for the achievement of equal housing opportunity throughout the Nation. We encourage and support an affirmative advertising and marketing program in which there are no barriers to obtaining housing becuase of race, color, religion, sex, handicap, familial status, or national origin.

Comment balloon 6 commentsJoe Petrowsky • January 07 2020 04:46PM


Good morning Joe Petrowsky good direction for most first time homebuyers.... another closing and client becoming happy...

Posted by Barbara Todaro, Marketing Agent for The Todaro Team (RE/MAX Executive Realty ) 6 months ago

That's I preach daily to the renters I come across!!! You no choice of making a payment each month on your housing, the question is whether you are paying your landlord's mortgage or your own mortgage

Posted by Sham Reddy CRS, CRS (H E R Realty, Dayton, OH) 6 months ago

Good morning Joe. While not for everybody, a great path to the accumulation of wealth. Enjoy your day!

Posted by Wayne Martin, Real Estate Broker - Retired (Wayne M Martin) 6 months ago

Great concept; more people should take this approach.

Posted by Mel Ahrens, MBA, Kelly Right Real Estate, Customized Choices for your Real Estate Needs (Kelly Right Real Estate) 6 months ago

Good morning Joe. What a great landlord this is to pass your information onto his tenant.

Posted by Sheila Anderson, The Real Estate Whisperer Who Listens 732-715-1133 (Referral Group Incorporated) 6 months ago

Good morning Joe - it sounds as though that young lady has all her ducks in order - I suspect you were able to help her achieve her dream. 

Posted by Lottie Kendall, Helping make your real estate dreams a reality (Compass) 6 months ago