“Some Good Intentions Don’t Work Out”

“Some Good Intentions Don’t Work Out”





Hi Joe, 

           Just curious how long after I get off the house mortgage that I co-signed will it take so I can get my own home loan? I would like to start looking for a home as soon as possible. Unfortunately this process has taken far too long, I suppose it serves me right, I should never have co-signed. Do you see any potential issues with his ability to get the mortgage?



A few years ago, when these folks originally came to me for a mortgage, I didn’t like the idea of this loan being co-signed, especially since he was able to qualify on his own and let it be known. There were too many signs of a bad relationship. Both were convinced that the relationship was all good. Unfortunately, it didn’t work out the way they expected it would.


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Joe Petrowsky, NMLS #6869

Right Trac Financial Group, Inc. NMLS #2709

110 Main St.

Manchester, Ct. 06042

Office: 860 647-7701 x116

Fax: 860 647-8940

Cell: 860 836-9294

Email: joe@righttracfg.com



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Joe Petrowsky does not guarantee nor is in any way responsible for the accuracy of the information provided herein, and provides said information without warranties of any kind, either expressed or implied.

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Comment balloon 3 commentsJoe Petrowsky • December 16 2019 07:42PM


Good morning, Joe Petrowsky I have NEVER been a fan of co-signing.... I've never co-signed for any of my children.... I either gave them the money to buy a home and with two of them I had them sign a second mortgage and recorded it after the closing....

Posted by Barbara Todaro, Marketing Agent for The Todaro Team (RE/MAX Executive Realty ) 7 months ago

Good morning Joe. Never been a fan of being a co-signor. Usually ends up bad! Enjoy your day!

Posted by Wayne Martin, Real Estate Broker - Retired (Wayne M Martin) 7 months ago

Good morning Joe. Too bad. I don't believe in co-signing: never knew it to work out.

Posted by Sheila Anderson, The Real Estate Whisperer Who Listens 732-715-1133 (Referral Group Incorporated) 7 months ago