“Both Can Be on the Title and Only One on the Mortgage”

“Both Can Be on the Title and Only One on the Mortgage”






I spoke with you yesterday, what a breath of fresh air. Thank you so much for taking the time to help us!  I am still absolutely amazed by how reassuring and helpful you are!  It’s a completely different experience and we are thankful! It is so hard to believe you figured out that one of us could do a mortgage without the other and both still be on the title of the home we end up purchasing. Thank you again for your time and for being so helpful and willing to work with us!



Often when working with couples, one has better credit than the other. If the one with the better credit can qualify for a mortgage without the other, then why do both need to be on the mortgage? Both can still be on the deed in order to safeguard ownership.


This couple explained that they couldn’t get pre-qualified because one of them has credit issues which created a problem. They were told a mortgage was not possible at this time. How CRAZY!



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Joe Petrowsky, NMLS #6869

Right Trac Financial Group, Inc. NMLS #2709

110 Main St.

Manchester, Ct. 06042

Office: 860 647-7701 x116

Fax: 860 647-8940

Cell: 860 836-9294

Email: joe@righttracfg.com



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Joe Petrowsky does not guarantee nor is in any way responsible for the accuracy of the information provided herein, and provides said information without warranties of any kind, either expressed or implied.

Equal Housing Statement: We are pledged to the letter and spirit of U.S. policy for the achievement of equal housing opportunity throughout the Nation. We encourage and support an affirmative advertising and marketing program in which there are no barriers to obtaining housing becuase of race, color, religion, sex, handicap, familial status, or national origin.

Comment balloon 2 commentsJoe Petrowsky • November 13 2019 04:07PM


Good morning, Joe Petrowsky it's difficult to participate in that finance game unless one knows the rules!

Posted by Barbara Todaro, Previously Affiliated with The Todaro Team (RE/MAX Executive Realty - Retired ) about 1 year ago

Good morning Joe. Many times I have seen one on the mortgage and two on the deed. Every once in awhile, a progrssive bank will do so. Most times it is originated by a mortgage broker. Enjoy your dy!

Posted by Wayne Martin, Real Estate Broker - Retired (Wayne M Martin) about 1 year ago