“Exceeding Our Comfort Level for a Payment”

“Exceeding Our Comfort Level for a Payment”




Hey Joe,

Just wanted to let you know our offer was accepted over the weekend. I know you kept coaching us about not losing sight of our comfort level for a mortgage payment. We are going to exceed our comfortable level by about $100 per month, but we will make it work as we love the home. B



For those that know me, I am always speaking about a comfort level for a mortgage payment rather than how high of a mortgage payment someone can qualify for. Yes, each of my clients know what they can qualify up to, but all need to know their comfort level for their mortgage payment.


These clients will still have a payment that is below what they could qualify up to, so they are making the best decision for them, especially since they really wanted to buy this particular home.


Congratulations to these first time home buyers!



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Joe Petrowsky, NMLS #6869

Right Trac Financial Group, Inc. NMLS #2709

110 Main St.

Manchester, Ct. 06042

Office: 860 647-7701 x116

Fax: 860 647-8940

Cell: 860 836-9294

Email: joe@righttracfg.com



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Joe Petrowsky does not guarantee nor is in any way responsible for the accuracy of the information provided herein, and provides said information without warranties of any kind, either expressed or implied.

Equal Housing Statement: We are pledged to the letter and spirit of U.S. policy for the achievement of equal housing opportunity throughout the Nation. We encourage and support an affirmative advertising and marketing program in which there are no barriers to obtaining housing becuase of race, color, religion, sex, handicap, familial status, or national origin.

Comment balloon 2 commentsJoe Petrowsky • October 14 2019 05:33PM


{Good grief, I'll be glad when they zap this spammer} So very true on the not exceeding their comfort level. Great advice, especially for first time home buyers.

Posted by Mimi Foster, Voted Colorado Springs Best Realtor (Falcon Property Solutions) 6 months ago

Good afternoon Joe. Sometimes you just have to stretch. Best to stretch the waythey are doing. Enjoy your day!

Posted by Wayne Martin, Real Estate Broker - Retired (Wayne M Martin) 6 months ago