Mr. Petrowsky,

Thank you for talking with our BK attorney while we were there yesterday. Ron told us that if anyone could help us, you can.

As I shared with you yesterday, our BK was discharged two years ago, but everyone we spoke to indicated that a mortgage was not possible for 3 years. We are getting killed on taxes and are sick of paying $2000 a month rent. My wife and I are looking forward to meeting with you on Monday. Attached please find all the documents that you requested.




It is easy to understand the frustration these folks share about their financial history, often a case of bad things happening to good people.


I can do an FHA mortgage for these clients so that they can buy a home. They will be able to write off the mortgage interest on their income tax, instead of collecting rent slips. Instead of a $2000 rent payment, they will have a mortgage payment that is similar.


There are also mortgage products that are available that can be done immediately after a BK, foreclosure or short sale.


If you, a friend, a co-worker or family member has a question on this topic, let me know.



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Joe Petrowsky, NMLS #6869

Right Trac Financial Group, Inc. NMLS #2709

110 Main St.

Manchester, Ct. 06042

Office: 860 647-7701 x116

Fax: 860 647-8940

Cell: 860 836-9294

Email: joe@righttracfg.com



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Joe Petrowsky does not guarantee nor is in any way responsible for the accuracy of the information provided herein, and provides said information without warranties of any kind, either expressed or implied.

Equal Housing Statement: We are pledged to the letter and spirit of U.S. policy for the achievement of equal housing opportunity throughout the Nation. We encourage and support an affirmative advertising and marketing program in which there are no barriers to obtaining housing becuase of race, color, religion, sex, handicap, familial status, or national origin.

Comment balloon 2 commentsJoe Petrowsky • October 11 2019 03:45PM


Hello Joe - having an informed mortgage professional is so important to buyers when it comes to financing/refinancing a new home or their current home.  Whether the issue is bankruptcy or something else, the right knowledge matters!

Posted by Michael Jacobs, Los Angeles Pasadena 818.516.4393 10 months ago

Good morning Joe Petrowsky - if there is a way to get it done I am sure you will find it.

Posted by Grant Schneider, Your Coach Helping You Create Successful Outcomes (Performance Development Strategies) 10 months ago