“It’s Never too Early to Start Preparing”

 “It’s Never too Early to Start Preparing”





Hi Mr. Petrowsky, I was wondering if you can check my credit because my lease ends in September and my realtor told me in May we should start searching for houses so we can start doing the closing in August. I just want to make sure. What is the amount we should be searching for because you never got my paper work to get the amount. When you open my credit report you see the loan from Lending Club and the monthly payment is over $700, do you think if I get a loan to pay for this loan, it will be beneficial or will that go against my record? Email me back when you have a chance please. Thank You. 


Unfortunately, his $760 per month consolidation loan is really hurting his ability to buy the price range home he wants. After much discussion, I convinced him to refinance the obligation with a bank I referred him to.


The client was able to get the obligation refinanced into a payment that is under $400 per month, which added to his home buying power by $75,000.


He will begin his home search this month!


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Joe Petrowsky, NMLS #6869

Right Trac Financial Group, Inc. NMLS #2709

110 Main St.

Manchester, Ct. 06042

Office: 860 647-7701 x116

Fax: 860 647-8940

Cell: 860 836-9294

Email: joe@righttracfg.com



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Joe Petrowsky does not guarantee nor is in any way responsible for the accuracy of the information provided herein, and provides said information without warranties of any kind, either expressed or implied.

Equal Housing Statement: We are pledged to the letter and spirit of U.S. policy for the achievement of equal housing opportunity throughout the Nation. We encourage and support an affirmative advertising and marketing program in which there are no barriers to obtaining housing becuase of race, color, religion, sex, handicap, familial status, or national origin.

Comment balloon 4 commentsJoe Petrowsky • June 05 2019 05:44PM


Good morning, Joe Petrowsky wise advice to prepare well in advance, and good decisions to do that through you...

Posted by Barbara Todaro, Marketing Agent for The Todaro Team (RE/MAX Executive Realty ) 9 months ago

Excellent that he thought to check his options way before he wanted to purchase.

Posted by Kat Palmiotti, The House Kat (406-270-3667, kat@thehousekat.com, Broker, Blackstone Realty Group - brokered by eXp Realty) 9 months ago

Good morning Joe. It is indeed never too early to start preparing! Enjoy your day!

Posted by Wayne Martin, Real Estate Broker - Retired (Wayne M Martin) 9 months ago

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Posted by robert hull 8 months ago