“Investor Loans and NO Tax Returns Require

“Investor Loans and NO Tax Returns Required”





I didn’t think the investor loan that you offered was real when I heard you describe it. Down payment and credit was never an issue, but my tax returns were always a problem. Not anymore!

As you know, I closed on Thursday and already have identified the next property. By the way, you have made a believer out of my Realtor, as she told me that she has a number of prospective clients that are in similar situations as me and those clients will be coming your way as well.

Once I have the new property under contact, will set up a time for us to get together.

I swear, I feel like a kid with a new toy.

All the best DJ.



Investor loans are readily available these days. There are several lenders competing and there are a number of different variations so there is no such thing as one size fits all.


All the lenders want to see 20% down, in other words, skin in the game. Credit score demands are from a 580 credit score and up, but I have gotten an exception for a lower score with a 25% down payment. Some have no limit on the number of properties that they will do for one borrower, yet others limit the number of properties they will do for one borrower to five. Most lenders want to see the rent cover the mortgage debt service and yet another wants to see that the rent covers at least 75% of the mortgage debt service.

Lots of options!



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Joe Petrowsky, NMLS #6869

Right Trac Financial Group, Inc. NMLS #2709

110 Main St.

Manchester, Ct. 06042

Office: 860 647-7701 x116

Fax: 860 647-8940

Cell: 860 836-9294

Email: joe@righttracfg.com



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Joe Petrowsky does not guarantee nor is in any way responsible for the accuracy of the information provided herein, and provides said information without warranties of any kind, either expressed or implied.

Equal Housing Statement: We are pledged to the letter and spirit of U.S. policy for the achievement of equal housing opportunity throughout the Nation. We encourage and support an affirmative advertising and marketing program in which there are no barriers to obtaining housing becuase of race, color, religion, sex, handicap, familial status, or national origin.

Comment balloon 4 commentsJoe Petrowsky • March 07 2019 03:09PM


Good morning, Joe Petrowsky I was not aware of this "no tax return" required loan for investors.... now, if you tell me they are available for single family purchases, what a great opportunity for self employed's....

Posted by Barbara Todaro, Marketing Agent for The Todaro Team (RE/MAX Executive Realty ) 3 months ago

Investor financing is always a challenge, since most banks make it so difficult for investors to borrow at unbelievable conditions and restraints

Posted by Sham Reddy CRS, CRS (H E R Realty, Dayton, OH) 3 months ago

Good morning Joe. A mortgage broker has the advantge of providing options if they have the contacts. Every agent should seek out a good mortgage broker like  you in the state where they are active. Enjoy your day!

Posted by Wayne Martin, Real Estate Broker - Retired (Wayne M Martin) 3 months ago

Morning Joe.

Learned something new today with this one.  Like Barbara Todaro, do you have the same thing available for single family homes?

Posted by James Dray, Exceptional Agents, Outstanding Results (Fathom Realty) 3 months ago