“Investor Loans Making a Lot of Noise”

“Investor Loans Making a Lot of Noise”




Hey Joe,


Honest to God, I thought you were crazy when you told me I could purchase an investment property without showing income to qualify or tax returns.

It’s still hard to believe, but we closed in the 30 day time period you told me.

I want you to know that I have given your name out to a number of people that are in the same boat, self-employed with not very good tax returns, but like myself have good credit and the necessary down payment.

Will let you know when I find the next one. 2019 will be a fantastic year!

I wish you and your family an outstanding 2019 as well!





I kid you not, smaller investors have died and gone to heaven. These loans are simple and easy. Basically 20% down and the rents must cover the mortgage payment. The properties can be one to four family homes. How hard is that?


Most of the lenders that are doing these loans want to see a credit score of at least 620 and interest rates are in the 7’s and 8’s, depending on credit scores.




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Joe Petrowsky, NMLS #6869

Right Trac Financial Group, Inc. NMLS #2709

110 Main St.

Manchester, Ct. 06042

Office: 860 647-7701 x116

Fax: 860 647-8940

Cell: 860 836-9294

Email: joe@righttracfg.com



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Joe Petrowsky does not guarantee nor is in any way responsible for the accuracy of the information provided herein, and provides said information without warranties of any kind, either expressed or implied.

Equal Housing Statement: We are pledged to the letter and spirit of U.S. policy for the achievement of equal housing opportunity throughout the Nation. We encourage and support an affirmative advertising and marketing program in which there are no barriers to obtaining housing becuase of race, color, religion, sex, handicap, familial status, or national origin.

Comment balloon 5 commentsJoe Petrowsky • January 07 2019 07:53PM


I work with investors all the time!

Other than owner financing, there are several private lenders that would taylor their products to your needs. Of course there is a price a pay by way of up front points and higher interest rates. But its cost of doing business, if you can still make a healthy profit even after paying those costs, its worth it

Posted by Sham Reddy CRS, CRS (H E R Realty, Dayton, OH) over 1 year ago

Good morning, Joe Petrowsky another happy mortgage client.... good job, again...

Posted by Barbara Todaro, Marketing Agent for The Todaro Team (RE/MAX Executive Realty ) over 1 year ago

Always good to here about this becasue I am 100% out of state investors.

Posted by Joe Pryor, REALTOR® - Oklahoma Investment Properties (The Virtual Real Estate Team) over 1 year ago

No income doc loans are becomming more and more popular. These are the same types of loans I specialize in. Congrats Joe!

Mark Bassali



Posted by Mark Bassali, Specialize in Asset-based, No Income Doc lending. (Velocity Mortgage Capital) over 1 year ago

Nice to see your hard work in servicing your clients paid off, and what a great program for investors.

Posted by Francine Viola, REALTOR®, In Tune with your Real Estate Needs (Coldwell Banker Evergreen Olympic Realty, Olympia WA) over 1 year ago