“The Higher the Credit Scores the Better Your Interest Rate can be”

“The Higher the Credit Scores the Better Your Interest Rate can be”





Hi Joe. Thank you for sending all the information I need from our credit report. We will certainly attack the issues and get them resolved. The offer process is going okay I believe. We had put in an offer, along with someone else and they accepted the other offer, however, we learned today they had to pull their offer and we are back in now, so fingers crossed. We are now in the waiting process. Again Joe, Jessica and I appreciate your assistance in all of this. Most things we hear sound like another language.

Sometimes so it's nice to have them broken down for us. We will talk soon.

 Thanks. Jim



These folks already qualify for the mortgage that I pre-qualified them for, but why not do the work necessary to get a better rate.


There were a handful of items on the credit report that could easily be resolved that would improve the credit scores. Which means a better interest rate and over a 30 year mortgage. That translates to a lot of money.


After reviewing their credit report in detail and explaining what should be done, it will make a difference.


If you think everyone understands the steps to improve credit scores, I promise you that is not the case.




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Joe Petrowsky, NMLS #6869

Right Trac Financial Group, Inc. NMLS #2709

110 Main St.

Manchester, Ct. 06042

Office: 860 647-7701 x116

Fax: 860 647-8940

Cell: 860 836-9294

Email: joe@righttracfg.com



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Joe Petrowsky does not guarantee nor is in any way responsible for the accuracy of the information provided herein, and provides said information without warranties of any kind, either expressed or implied.

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Comment balloon 7 commentsJoe Petrowsky • December 20 2018 05:14PM


Good morning, Joe Petrowsky and you're just the right mortgage contact to do that research to the buyer's benefit...

Posted by Barbara Todaro, Marketing Agent for The Todaro Team (RE/MAX Executive Realty ) over 1 year ago

Credit score is important for all kinds of lending!  Even car loans

Posted by William Feela, Realtor, Whispering Pines Realty 651-674-5999 No. (WHISPERING PINES REALTY) over 1 year ago

Joe, good morning and nice blog! Keep in mind that blogging needs to satisfy Google's algorithms and search engine spiders and crawlers so that you end up high, first page, on a google search.

Posted by Andy Brown-Climer School of Real Estate, The Best Real Estate School in Florida (The Climer School of Real Estate) over 1 year ago

This is good information for home buyers looking for a mortgage. Thank you for sharing 

Posted by Gita Bantwal, REALTOR,ABR,CRS,SRES,GRI - Bucks County & Philadel (RE/MAX Centre Realtors) over 1 year ago

Good morning Joe. Consulting with the best can get you the best rate. Enjoy your day!

Posted by Wayne Martin, Real Estate Broker - Retired (Wayne M Martin) over 1 year ago

Counseling like this sets you apart and can save your clients thousands of dollars over the years. Well done!

Posted by Dan Tabit (Keller Williams Bellevue) over 1 year ago

Having a third party evaluate your situation and provide advice helps you gain perspective on your finances.

Posted by Debe Maxwell, CRS, The right Charlotte REALTOR! (www.iCharlotteHomes.com | The Maxwell House Group | RE/MAX Executive | (704) 491-3310) over 1 year ago