“Exchanging One Debt for Another”

  “Exchanging One Debt for Another”






Hi Joe - We are making progress on getting my numbers they need to be. I should have everything in place by end of December. My question is my lease is coming up and I need to get a new vehicle. Will getting a new/renewing lease be a problem?

I need to know ASAP.  Thanks



Getting prepared to buy a home is a step by step process. This client was denied financing a couple of times. Unfortunately, no one ever explained why she was denied in any kind of detail.


I reviewed the necessary steps to ensure that she would qualify for the mortgage she would need.


It meant reducing credit card debt, refinancing two student loans and refinancing a car loan out of her name that she had co-signed.


Right after the beginning of the year, she will become a wonderful homeowner and give up renting for good.


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Joe Petrowsky, NMLS #6869

Right Trac Financial Group, Inc. NMLS #2709

110 Main St.

Manchester, Ct. 06042

Office: 860 647-7701 x116

Fax: 860 647-8940

Cell: 860 836-9294

Email: joe@righttracfg.com



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Joe Petrowsky does not guarantee nor is in any way responsible for the accuracy of the information provided herein, and provides said information without warranties of any kind, either expressed or implied.

Equal Housing Statement: We are pledged to the letter and spirit of U.S. policy for the achievement of equal housing opportunity throughout the Nation. We encourage and support an affirmative advertising and marketing program in which there are no barriers to obtaining housing becuase of race, color, religion, sex, handicap, familial status, or national origin.

Comment balloon 2 commentsJoe Petrowsky • November 21 2018 03:26PM


Some of this is so easy for us to do.  Some agents push them to a loan officer and it takes days before we know what is happening

Posted by William Feela, Realtor, Whispering Pines Realty 651-674-5999 No. (WHISPERING PINES REALTY) 9 months ago

Good morning Joe. Asking before the fact is the right step! Enjoy your day!

Posted by Wayne Martin, Real Estate Broker - Retired (Wayne M Martin) 9 months ago