“Making a Pre-Qualification Work”

    “Making a Pre-Qualification Work”




Hi Joe,

Hope all is well with you! Wanted to let you know the truck will officially be out of Lawrence's name this week. What does he need to do to get a pre-qualification letter? We are going to look at this house for the 2nd time this weekend. Also, is there such thing as a FHA Conventional Loan? 




So often a large payment, like a vehicle payment can get in the way of being qualified to purchase a home. In this situation a $500 payment was the problem. I suggested if the payment could be taken over by someone else it would solve the problem. The immediate answer most always is, that is not possible.


If owning a home is important, folks can usually figure out how to make things work. Having referral partners that can refinance vehicle loans is a big help.


By the way there is no such thing as an FHA Conventional loan. It can be one or the other.


At this point a pre-qualification is not an issue!

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Joe Petrowsky, NMLS #6869

Right Trac Financial Group, Inc. NMLS #2709

110 Main St.

Manchester, Ct. 06042

Office: 860 647-7701 x116

Fax: 860 647-8940

Cell: 860 836-9294

Email: joe@righttracfg.com



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Joe Petrowsky does not guarantee nor is in any way responsible for the accuracy of the information provided herein, and provides said information without warranties of any kind, either expressed or implied.

Equal Housing Statement: We are pledged to the letter and spirit of U.S. policy for the achievement of equal housing opportunity throughout the Nation. We encourage and support an affirmative advertising and marketing program in which there are no barriers to obtaining housing becuase of race, color, religion, sex, handicap, familial status, or national origin.

Comment balloon 3 commentsJoe Petrowsky • November 20 2018 04:42PM


Good morning Joe. People need someone to advise them so they don't trip and fall on the road from contract to closing. Enjoy your day!

Posted by Wayne Martin, Real Estate Broker - Retired (Wayne M Martin) 6 months ago

Good morning, Joe Petrowsky good guidance is always available through joe petrowsky.... more and more are realizing that....

Posted by Barbara Todaro, Marketing Agent for The Todaro Team (RE/MAX Executive Realty ) 6 months ago

Yes, if purchasing a home is important enough, they'll figure out how to do what is necessary.

Posted by Kat Palmiotti, The House Kat (Grand Lux Realty, Monroe NY, 914-419-0270, kat@thehousekat.com) 6 months ago