“Are You Kidding Me Joe?”

    “Are You Kidding Me Joe?”



Are you kidding me Joe?

That was my immediate response after you and I spoke. We had all but given up on the idea of owning a new home. I wish I could understand why no one else came up with the idea of refinancing our three family property and paying off our student loans?

OK, now that we have completed the refinance we want to move forward and buy a single family home. How much can we qualify for? Can’t believe I am using the lingo you taught us.

One more thing, “Don’t ever stop blogging”.




There is no simple answer as to why someone else couldn’t figure it out. It just seemed like a NO Brainer. They told me that they interacted with a bunch of different loan officers over the last few years to accomplish the goal of buying a single-family home that fit their needs, but no one could get them qualified. Their student loans were costing them $1450 per month.


These folks were fortunate to have purchased a multifamily a few years ago and had a bunch of equity. As they said it paid to be handy as the property needed work when they purchased.


They are now in the process of looking for a home that will have a mortgage payment close to what their student loan payments were.  

 Image courtesy of StuartMiles/freedigitalphotos.net

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Joe Petrowsky, NMLS #6869

Right Trac Financial Group, Inc. NMLS #2709

110 Main St.

Manchester, Ct. 06042

Office: 860 647-7701 x116

Fax: 860 647-8940

Cell: 860 836-9294

Email: joe@righttracfg.com



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Joe Petrowsky does not guarantee nor is in any way responsible for the accuracy of the information provided herein, and provides said information without warranties of any kind, either expressed or implied.

Equal Housing Statement: We are pledged to the letter and spirit of U.S. policy for the achievement of equal housing opportunity throughout the Nation. We encourage and support an affirmative advertising and marketing program in which there are no barriers to obtaining housing becuase of race, color, religion, sex, handicap, familial status, or national origin.

Comment balloon 3 commentsJoe Petrowsky • July 30 2018 12:43PM


Good morning Joe. Where there is a will there is a way! Enjoy your day!

Posted by Wayne Martin, Real Estate Broker - Retired (Wayne M Martin) 4 months ago

Good morning Joe. I am always taken back by how hard you work for your clients to find a way forward.

Posted by Sheila Anderson, The Real Estate Whisperer Who Listens 732-715-1133 (Referral Group Incorporated) 4 months ago

Congratulations on another creative solution for someone who needed help.

Posted by Joe Pryor, REALTOR® - Oklahoma Investment Properties (The Virtual Real Estate Team) 4 months ago