“It took a Year but well Worth the Wait”

        “It took a Year but well Worth the Wait”





Hello Joe Petrowsky :)

I have been working hard to raise my credit score, I have tapped in at 611 & 615 according to Credit Karma where I check in on my accounts. (previously 540-) I have been spending and paying off as best I can for months. I have my taxes done for this year.

I am 100% sure I am staying in my wonderful home..

It is time for me to set up an appointment with you and get a new mortgage for my home, if you think my credit score is good enough??

I am hoping to discuss maybe adding in extra to pay off the rest of the bills due, I also have a car payment I will have to deal with very soon as I am going to buy the car I am currently leasing.

So, lots to discuss, and I am ready to get moving on this asap!

Can we set up an appointment?

Just let me know what paperwork I need to bring with me, how long of a time we need, and when.


thank you so much for all your help



Originally it was estimated that it would take a couple of months to get the credit scores to a point that a refinance was possible, but we had an income issue because of the 2015 tax returns. Now that the 2017 returns were completed we are ready to move forward. Can you tell, Rebecca is very excited!


Image courtesy of StuartMiles/freedigitalphotos.net

Subscribe to my blog via Email:


Enter your email address:

Delivered by FeedBurner


Joe Petrowsky, NMLS #6869

Right Trac Financial Group, Inc. NMLS #2709

110 Main St.

Manchester, Ct. 06042

Office: 860 647-7701 x116

Fax: 860 647-8940

Cell: 860 836-9294

Email: joe@righttracfg.com



Like me on facebookfollow me on twitterConnect with me on linkedin

Joe Petrowsky does not guarantee nor is in any way responsible for the accuracy of the information provided herein, and provides said information without warranties of any kind, either expressed or implied.

Equal Housing Statement: We are pledged to the letter and spirit of U.S. policy for the achievement of equal housing opportunity throughout the Nation. We encourage and support an affirmative advertising and marketing program in which there are no barriers to obtaining housing becuase of race, color, religion, sex, handicap, familial status, or national origin.

Comment balloon 3 commentsJoe Petrowsky • March 28 2018 03:41PM


Good morning Joe. Patience and persistance paid off in this case. Enjoy your day!

Posted by Wayne Martin, Real Estate Broker - Retired (Wayne M Martin) over 2 years ago

Congratulations on working to better your credit score.  

I am in the same situation, Credit Karma is a very good place check your credit except it does not give you Experian.  Experian thinks they are better than other two credit reporting agencies

Posted by Sham Reddy CRS, CRS (H E R Realty, Dayton, OH) over 2 years ago

Good things happen when you follow advice that is give to you

Posted by William Feela, Realtor, Whispering Pines Realty 651-674-5999 No. (WHISPERING PINES REALTY) over 2 years ago