“Such a Simple Solution!”

  “Such a Simple Solution!”





Hey Joe, your name was given to me by my neighbor, you did his mortgage. My wife and I are in the process of buying an ocean front home. The purchase price is 1.1 million and we are planning on putting $500,000 down but have been denied because we own another home that we are planning on selling, but not until we close on the home we want to buy.


We have a $230,000 mortgage remaining on our current residence. The bank is saying with both mortgages we just don’t qualify. Phil said you are really good at what you do, so any ideas?


Thank you for your email. What I would do is payoff your current mortgage so that payment goes away and put 20% down on the home you wish to purchase.


Joe, that makes absolute sense to me, will you handle the mortgage for us? Phil told me that you know your shit, he wasn’t kidding.


They qualified so well the way the loan was structured. They will enjoy their oceanfront home by mid-May.


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Joe Petrowsky, NMLS #6869

Right Trac Financial Group, Inc. NMLS #2709

110 Main St.

Manchester, Ct. 06042

Office: 860 647-7701 x116

Fax: 860 647-8940

Cell: 860 836-9294

Email: joe@righttracfg.com



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Joe Petrowsky does not guarantee nor is in any way responsible for the accuracy of the information provided herein, and provides said information without warranties of any kind, either expressed or implied.

Equal Housing Statement: We are pledged to the letter and spirit of U.S. policy for the achievement of equal housing opportunity throughout the Nation. We encourage and support an affirmative advertising and marketing program in which there are no barriers to obtaining housing becuase of race, color, religion, sex, handicap, familial status, or national origin.

Comment balloon 4 commentsJoe Petrowsky • March 12 2018 02:26PM


Voila! That's wonderful news for the buyers!

Posted by Kat Palmiotti, The House Kat (Grand Lux Realty, Monroe NY, 914-419-0270, kat@thehousekat.com) about 1 year ago

Congratulations!!! Great job!

Its always better to buy if you can, so you are not under pressure to sell it quickly and for less

Posted by Sham Reddy, CRS (H E R Realty, Dayton, OH) about 1 year ago

Good morning Joe. Wonder where they went the first time? Sometimes people just lack common sense! Enjoy your day!

Posted by Wayne Martin, Real Estate Broker - Retired (Wayne M Martin) about 1 year ago

Hi Joe: Wise home buyer. There is nothing like oceanfront. And wise of him to ask for your advice how to get it done. Wish you were a lender in California, or are you?

Posted by Hella M. Rothwell, Broker/Realtor®, Rothwell Realty Inc. CA#01968433 Carmel-by-the-Sea about 1 year ago