“Can You Get a Mortgage When a Bank Cannot?”

   “Can You Get a Mortgage When a Bank Cannot?






Mr. Petrowsky

Your name was given to me by Janet XXXXXXXX, my Realtor. She asked me to reach out to you as my mortgage application with XXXXXXXX Bank was just denied. The reason we were given was that we had a late payment on our rental history in the last 12 months. We had given them a detailed letter of explanation, but was told that wasn’t sufficient.

Our rent is $2000 per month and the estimated mortgage payment is under $1700. If possible, can you call me today as we do not want to lose this home. Can you help us?




After reading their letter of explanation, this bank was crazy not to do it but if they weren’t crazy I never would have had the opportunity to get this mortgage done for the clients.


I have already done their mortgage application and as you can imagine they brought me a complete file. With 750 credit scores they will get the very best rate.




Subscribe to my blog via Email:


Enter your email address:

Delivered by FeedBurner


Joe Petrowsky, NMLS #6869

Right Trac Financial Group, Inc. NMLS #2709

110 Main St.

Manchester, Ct. 06042

Office: 860 647-7701 x116

Fax: 860 647-8940

Cell: 860 836-9294

Email: joe@righttracfg.com



Like me on facebookfollow me on twitterConnect with me on linkedin

Joe Petrowsky does not guarantee nor is in any way responsible for the accuracy of the information provided herein, and provides said information without warranties of any kind, either expressed or implied.

Equal Housing Statement: We are pledged to the letter and spirit of U.S. policy for the achievement of equal housing opportunity throughout the Nation. We encourage and support an affirmative advertising and marketing program in which there are no barriers to obtaining housing becuase of race, color, religion, sex, handicap, familial status, or national origin.

Comment balloon 2 commentsJoe Petrowsky • February 20 2018 02:30PM


Its always better to find a mortgage broker as opposed to a bank to get a home mortgage.  The bank LOs are paid employees and get paid whether or not they are creative and agressive in the approach. Brokers get paid to do loans

Posted by Sham Reddy CRS, CRS (H E R Realty, Dayton, OH) over 1 year ago

Good morning Joe. There are vanilla loans and there are reality loans. Good job! Enjoy your day!

Posted by Wayne Martin, Real Estate Broker - Retired (Wayne M Martin) over 1 year ago