“Plan Today for the Future”

“Plan Today for the Future”



Hey Joe, it's Tiffany. I just got a loan modification for 481 Stafford. 1% interest only loan for 5 years so it's a really low payment it's only $580 a month for everything for the first mortgage. I still have a second mortgage that's $300 a month. But since I filed bankruptcy in October of 2016 I'll be able to refinance that house in October of 2019 you said, so we need to make sure that I show income on the taxes in 2017 and 2018 so we can do it in 2019.


I wish more folks would plan ahead like Tiffany. You might think that planning today for 2019 seems a little silly but I can tell you, she is being very wise.


This is especially wise for folks that are self-employed and need to plan correctly for tax returns that will be filed in 2017 and 2018. I will review numbers with her each year to make sure the numbers are where they need to be so that a refinance in 2019 will accomplish her goal.


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Joe Petrowsky, NMLS #6869

Right Trac Financial Group, Inc. NMLS #2709

110 Main St.

Manchester, Ct. 06042

Office: 860 647-7701 x116

Fax: 860 647-8940

Cell: 860 836-9294

Email: joe@righttracfg.com



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Joe Petrowsky does not guarantee nor is in any way responsible for the accuracy of the information provided herein, and provides said information without warranties of any kind, either expressed or implied.

Equal Housing Statement: We are pledged to the letter and spirit of U.S. policy for the achievement of equal housing opportunity throughout the Nation. We encourage and support an affirmative advertising and marketing program in which there are no barriers to obtaining housing becuase of race, color, religion, sex, handicap, familial status, or national origin.

Comment balloon 2 commentsJoe Petrowsky • August 04 2017 02:05PM


Good morning Joe. Never too earrly to plan for the future. Enjoy your day!

Posted by Wayne Martin, Real Estate Broker - Retired (Wayne M Martin) over 1 year ago

Some poeple learn from mistakes or unintended consequences and some dont' I just sold a home to a short sale I did 4.5 years ago.

Posted by Joe Pryor, REALTOR® - Oklahoma Investment Properties (The Virtual Real Estate Team) over 1 year ago