“Originally a 560 Credit Score, a Year Later 677”

    “Originally a 560 Credit Score, a Year Later 677”



Good Afternoon Mr. Petrowsky,

I contacted you last year around the same time regarding purchasing a home and my qualifications. You informed me that the Spring of 2017 may be a good time for me.  Would you have time to do a new credit report just to make sure? I would like to look at a home I have in mind and make an offer. 

I now have $10,000 as a deposit for this purchase.


Heck Yes! This client paid very close attention and followed all the directions. Her credit scores work just fine, the down payment is now available, the work history now works and best of all she qualifies for the mortgage that she will need to purchase a home.


When I explained that her estimated mortgage payment will be $1345 per month, there was silence. Her rent is nearly $1600 per month. She is ready to be a homeowner.


Image courtesy of StuartMiles/Freedigitalphotos.net

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Joe Petrowsky, NMLS #6869

Right Trac Financial Group, Inc. NMLS #2709

110 Main St.

Manchester, Ct. 06042

Office: 860 647-7701 x116

Fax: 860 647-8940

Cell: 860 836-9294

Email: joe@righttracfg.com



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Joe Petrowsky does not guarantee nor is in any way responsible for the accuracy of the information provided herein, and provides said information without warranties of any kind, either expressed or implied.

Equal Housing Statement: We are pledged to the letter and spirit of U.S. policy for the achievement of equal housing opportunity throughout the Nation. We encourage and support an affirmative advertising and marketing program in which there are no barriers to obtaining housing becuase of race, color, religion, sex, handicap, familial status, or national origin.

Comment balloon 5 commentsJoe Petrowsky • May 01 2017 02:03PM


It's amazing what one can do if they know the steps and just focus. Thanks for sharing!

Posted by Nathan Gesner, Broker / Property Manager (American West Realty and Management) about 2 years ago

Wow, good for her. It's great when someone pays attention - and to be able to pay less per month for her home is even better.

Posted by Kat Palmiotti, The House Kat (Grand Lux Realty, Monroe NY, 914-419-0270, kat@thehousekat.com) about 2 years ago

Good morning Joe. Patience is providing a big return. Good for you and the borrowers! Enjoy your day!

Posted by Wayne Martin, Real Estate Broker - Retired (Wayne M Martin) about 2 years ago

Add in the tax deductions and she can create some wealth for herself as her equity and appreciation rises.

Posted by Joe Pryor, REALTOR® - Oklahoma Investment Properties (The Virtual Real Estate Team) about 2 years ago

Good morning Joe. This is a very exciting post about good people you were able to help.

Posted by Sheila Anderson, The Real Estate Whisperer Who Listens 732-715-1133 (Referral Group Incorporated) about 2 years ago