“We Just Moved into Our New Home”

“We Just Moved into Our New Home”






We are so delighted with our new home thanks to you, we just finished moving in. As you know we couldn’t find a home that fit our needs and frustrated, we asked about building a new home. Friends said we needed 20% down, but that wasn’t possible, as the 3.5% requirement for an FHA loan was the best we had available.

I remember you telling us that we could have a new home built going FHA with the same 3.5% down and we couldn’t be happier. Just so you know, we moved in 196 days after we met to do the mortgage application. For us it was worth the wait to get into the home of our dreams and that is all thanks to you.

Your raving fan, Amy


We are so fortunate to be able to do new home construction loans using Conventional, FHA and VA mortgages. VA constructions loans require no down payment, FHA requires 3.5% down and conventional requires 20% down. There is a variable to take into consideration, if the client already owns the land then that piece of land can be used as a down payment, even when the land is being gifted.


We have these loans available in 8 states, CT, MA, RI, ME, VT, NH, NY and FL. Who do you know that needs my help?


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Joe Petrowsky, NMLS #6869

Right Trac Financial Group, Inc. NMLS #2709

110 Main St.

Manchester, Ct. 06042

Office: 860 647-7701 x116

Fax: 860 647-8940

Cell: 860 836-9294

Email: joe@righttracfg.com



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Joe Petrowsky does not guarantee nor is in any way responsible for the accuracy of the information provided herein, and provides said information without warranties of any kind, either expressed or implied.

Equal Housing Statement: We are pledged to the letter and spirit of U.S. policy for the achievement of equal housing opportunity throughout the Nation. We encourage and support an affirmative advertising and marketing program in which there are no barriers to obtaining housing becuase of race, color, religion, sex, handicap, familial status, or national origin.

Comment balloon 6 commentsJoe Petrowsky • February 27 2017 04:49PM


Joe its good to have raving fans!

Posted by Dennis Swartz, ABR, CRB, CRS, GRI, CMCA, MBA...experience counts! (Rickert Property Management) 12 months ago

It is always easier in real estate when dealing with professionals such as yourself

Posted by Harry F. D'Elia, Investor , Mentor, GRI, Radio, CIPS, REOs, ABR (Real Estate and Beyond, LLC) 12 months ago

How creative & practical you can get with a FHA construction loan!

You can have a new home built going FHA with the same 3.5% down 

Posted by Sham Reddy, CRS (H E R Realty, Dayton, OH) 12 months ago

Good morning Joe. You were focused and knowledgeable and they got lucky working with you.

Posted by Sheila Anderson, The Real Estate Whisperer Who Listens 732-715-1133 (Referral Group Incorporated) 12 months ago

Friends can be your worst enemy in making the right decision so going with a true profressioanl will help you everytime.

Posted by Joe Pryor, REALTOR® - Oklahoma Investment Properties (The Virtual Real Estate Team) 12 months ago

Thanks for great tips on different types of construction loans

Posted by Sham Reddy, CRS (H E R Realty, Dayton, OH) 12 months ago