“Call Me a Sucker, I don’t care!”

    “Call Me a Sucker, I don’t care!”



Yes I will be my husband is a stay at home dad we have a son with autism. I will be the only one that could be on a mortgage. I have an older son as well but he has no credit hes working goes to college and helps me with rental cost. I work full time at an early learning center. I make $17.00 and  have an additional income of $740 for social security for my son I use for rental my credit score is low its about a 580 I would like to try and bring it up.


I remember reading a book once called, “When bad things happen to good people.” When I read an email like what this one is about this immediately comes to mind and gets my adrenaline pumping to do everything humanly possible to making their lives better.

Sure it is easy to say these folks should know better, but until we have walked in another person’s shoes we shouldn’t judge them. Is it easy to accomplish a mortgage for folks in situations like this? “Hell No!” It takes a lot of work and commitment from the client to take the necessary steps to begin the credit repair process.

I am up to the challenge and will look forward to seeing these folks own their own home.


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Joe Petrowsky, NMLS #6869

Right Trac Financial Group, Inc. NMLS #2709

110 Main St.

Manchester, Ct. 06042

Office: 860 647-7701 x116

Fax: 860 647-8940

Cell: 860 836-9294

Email: joe@righttracfg.com



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Joe Petrowsky does not guarantee nor is in any way responsible for the accuracy of the information provided herein, and provides said information without warranties of any kind, either expressed or implied.

Equal Housing Statement: We are pledged to the letter and spirit of U.S. policy for the achievement of equal housing opportunity throughout the Nation. We encourage and support an affirmative advertising and marketing program in which there are no barriers to obtaining housing becuase of race, color, religion, sex, handicap, familial status, or national origin.

Comment balloon 11 commentsJoe Petrowsky • November 09 2016 01:16PM


Joe Petrowsky If anyone can help these folks, then it is you. I must say, this potential client does demand a tall order .

Posted by Sandy Padula and Norm Padula, JD, GRI, Presence, Persistence & Perseverance (HomeSmart Realty West & Lend Smart Mortgage, Llc.) over 3 years ago

Good morning Joe Petrowsky,

Wow this looks like this won't be an easy loan but if it can be done..you'll make it happen!

Posted by Dorie Dillard CRS GRI ABR, Serving Buyers & Sellers in NW Austin Real Estate (Coldwell Banker United Realtors® ~ 512.750.6899) over 3 years ago

Good morning, Joe Petrowsky if they want it badly enough, they will fix their credit and buy....

Posted by Barbara Todaro, Marketing Agent for The Todaro Team (RE/MAX Executive Realty ) over 3 years ago

Good morning Joe,

As you said take a walk in there shoes most times will have an answer. If anything may be done you will find a way.

Make yourself an astonishing day.

Posted by Raymond E. Camp, Licensed Real Estate Salesperson Greater Rochester (Howard Hanna Real Estate Services) over 3 years ago

Good morning Joe. If they follow your advice, they will better their lives! Enjoy your day!

Posted by Wayne Martin, Real Estate Broker - Retired (Wayne M Martin) over 3 years ago

I always love to help people like this.  Many times you will hear multiple people turned them down and would not help.  Glad you took on the challange.  Wish you all the best!

Posted by Adam R. Cohn, We actually get mortgages closed FAST! (STANDARD MORTGAGE CO.) over 3 years ago

Hi Joe Petrowsky You are truly a mensch. Too bad you don't work in California.

Bill Roberts

Posted by Bill Roberts, "Baby Boomer" Retirement Planner (Brooks and Dunphy Real Estate) over 3 years ago

If anyone can help them ... Joe Petrowsky can and Joe will. I agree with Bill Roberts - too bad you do not work in California!!!!

Posted by Kathleen Daniels, San Jose Homes for Sale-Probate & Trust Specialist (KD Realty - 408.972.1822) over 3 years ago

Hello Joe Petrowsky - there are definitely times when being a sucker and taking on a difficult job is the right thing to do. I'm glad you care and are willing to spend time to make a difference.

Posted by Lottie Kendall, Helping make your real estate dreams a reality (Compass) over 3 years ago

Joe Petrowsky if there is anyone who will get the job done I believe it will be you.  Not because so much of your business standards as you sincerely care for people and your business comes 2nd to that.  I was so happy to see you on my board this morning Joe.  Our times seem to have switched and don't see you as often as I used to.  And what a treat.  First post in a long time and you are still focused on helping those who many would not.  Kudos and thank you for the inspiration.  Mark

Posted by Mark Don McInnes, Sandpoint, North Idaho Real Estate - 208-255.6227 over 3 years ago

The money stretchers, the revered ladies with blue hair are masters at making money go further and look so well off on paper making little but managing their "wealth" well.

Posted by Andrew Mooers | 207.532.6573, Northern Maine Real Estate-Aroostook County Broker (MOOERS REALTY) over 3 years ago