“Three Meetings and They Finally figured it out”

“Three Meetings and They Finally figured it out”




Each time I met with these folks we kept coming back to the same place, which was they didn’t want to increase their current mortgage payment. They kept saying that they wanted to move but they really liked their current home.


So, based on their email below they are going to continue living in their current home. The interest rate that I got for them a few years ago was 3%. They are making the right decision for them.


Now the next conversation will be about buying an investment property. I have a feeling this might take more than one appointment as well.


Hi Joe,


I hope all is well. Don't get frustrated with me as every time I write to you it is something different. My husband and I have decided that we are going to stay in our home and not sell anymore. We don't want to get into a bigger mortgage. What I am looking into is purchasing a multifamily to rent out. I was wondering how to go about this? What are the right ways of doing it? I have made changes on my credit but am still working on them.


 Image courtesy of Tungphotos/freedigitalphotos.net

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Joe Petrowsky, NMLS #6869

Right Trac Financial Group, Inc. NMLS #2709

110 Main St.

Manchester, Ct. 06042

Office: 860 647-7701 x116

Fax: 860 647-8940

Cell: 860 836-9294

Email: joe@righttracfg.com



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Joe Petrowsky does not guarantee nor is in any way responsible for the accuracy of the information provided herein, and provides said information without warranties of any kind, either expressed or implied.

Equal Housing Statement: We are pledged to the letter and spirit of U.S. policy for the achievement of equal housing opportunity throughout the Nation. We encourage and support an affirmative advertising and marketing program in which there are no barriers to obtaining housing becuase of race, color, religion, sex, handicap, familial status, or national origin.

Comment balloon 20 commentsJoe Petrowsky • June 24 2016 01:09PM


Joe, people do look to us for guidance, and it is important that we give them the best information so they can make the right decision for themselves. And, we need to be patient. They made the right choice when coming to you!

Posted by Andrea Swiedler, Realtor, Southern Litchfield County CT (Berkshire Hathaway HomeServices New England Properties) over 2 years ago

Good morning, Joe Petrowsky it takes time and patience to achieve each goal.... alot of patience!!!!

Posted by Barbara Todaro, "Franklin MA Homes" (RE/MAX Executive Realty ) over 2 years ago

Good morning again Joe. You are that person that everyone wants to please.

Posted by Sheila Anderson, The Real Estate Whisperer Who Listens 732-715-1133 (Referral Group Incorporated) over 2 years ago

Hi Joe.  I'm sure with your wise counsel they will make the right decision.

Posted by Gabe Sanders, Stuart Florida Real Estate (Real Estate of Florida specializing in Martin County Residential Homes, Condos and Land Sales) over 2 years ago

Joe, patience is a virtue of which you seem to be in abundance - thanks for sharing

Posted by Jennifer Mackay, Your Bay County Florida Realtor 850.774.6582 (Counts Real Estate Group, Inc.) over 2 years ago

Thanks, Joe, for sharing this story.

Have a most productive week.

Posted by Roy Kelley, Roy and Dolores Kelley Photographs (Realty Group Referrals) over 2 years ago

Seems like they want to make sure on their decision, and asking your advice is a good place to start.

Posted by Lawrence "Larry" & Sheila Agranoff. Cell: 631-805-4400, Long Island Condo & Home Sale Specialists (The Top Team @ Charles Rutenberg Realty 255 Executive Dr, Plainview NY 11803) over 2 years ago

Good morning Joe. It is a long road to the success goal! Enjoy your day!

Posted by Wayne Martin, Real Estate Broker - Retired (Wayne M Martin) over 2 years ago

Good Morning Joe - yes, for sure.  Big decision usually take a few meetings.

Posted by Grant Schneider, Your Coach Helping You Create Successful Outcomes (Performance Development Strategies) over 2 years ago

Good for them being satisfied where they are. I like that they are looking to the future and investment property.

Posted by Debbie Reynolds, Your Dedicated Clarksville TN Real Estate Agent (Platinum Properties) over 2 years ago

Joe Petrowsky These people "need" more than a mortgage broker can afford to give them. Maybe you should go back into real estate so that you could be properly compensated for all the extra effort these people require.


Posted by Bill Roberts, "Baby Boomer" Retirement Planner (Brooks and Dunphy Real Estate) over 2 years ago

A good broker, mortgage or real estate, has to have the patience and heart of a teacher.  You obviously do Joe.  

Posted by Dan Tabit (Keller Williams Bellevue) over 2 years ago

Hi Joe --- the word that keeps coming up in the comments I have read is patience --- it's imperative in our business and in life.   

Posted by Michael Jacobs, Los Angeles Pasadena Area Real Estate 818.516.4393 (Coldwell Banker Residential Brokerage) over 2 years ago

Hi Joe, you are the right person for this family to work with when it comes to their finances and investing. I echo others by saying patience is essential in this profession.

Posted by Beth Atalay, Cam Realty of Clermont FL (Cam Realty and Property Management) over 2 years ago

Joe,  I could retire now if I were paid by the hour for all of my consulting services. Unfortunately in this business we do a lot for "free" ... yet in the end hopefully it is all appreciated and we become their trusted advisers who refer and repeat business. Its all about service.  Well done. 

Posted by Kathleen Daniels, San Jose Homes for Sale-Probate & Trust Specialist (KD Realty - 408.972.1822) over 2 years ago


Some people are just that way, they need to have their hands held a bit longer.  Then are some that just know instantly.  A

Posted by Ron and Alexandra Seigel, Luxury Real Estate Branding, Marketing & Strategy (Napa Consultants) over 2 years ago

Joe, sit back, buckle your seat-belt and get comfortable, I got a feeling the next transaction will be a bumpy one.

Posted by George Souto, Your Connecticut Mortgage Expert (George Souto NMLS #65149 FHA, CHFA, VA Mortgages) over 2 years ago


All you can do . . . . is all you can do . . . . and what you do will be enough.

Good luck and success.

Lou Ludwig

Posted by Lou Ludwig, Designations Earned CRB, CRS, CIPS, GRI, SRES, TRC (Ludwig & Associates) over 2 years ago

They area lucky that you have patience. You always do a good job for your clients.

Posted by Gita Bantwal, REALTOR,ABR,CRS,SRES,GRI - Bucks County & Philadel (RE/MAX Centre Realtors) over 2 years ago

Another area where your expertise will be of value to these people Joe.  I hope it works out well for them.

Posted by Bob Crane, Forestland Experts! 715-204-9671 (Woodland Management Service / Woodland Real Estate, Keller Williams fox cities) over 2 years ago