“Yes, We Do Manufactured Home Loans”

    “Yes, We Do Manufactured Home Loans”



There are many areas of the country in which manufactured homes are pretty popular, but not all lenders do these mortgages. I don’t even recall how many years we have been doing them, but a long time.


Many confuse mobile homes and manufactured homes and even from time to time modular homes. We have no difficulty getting mortgages for all manufactured and modular homes, but that is not the case for mobile homes.




Here is the contact information for the manufactured home referral I spoke to you about last weeks. Michael XXXXXXX 860 XXXXXXX. As I shared with you, our company does not do mortgages on manufactured homes. If I recall, I sent you a referral a couple of years ago, that was also for a manufactured home mortgage and I know you closed that one.


He needs assistance in financing his manufactured home to his father.  He owns the home and the lot it is on.  I was told his father has excellent credit.


Thanks in advance,





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Joe Petrowsky, NMLS #6869

Right Trac Financial Group, Inc. NMLS #2709

110 Main St.

Manchester, Ct. 06042

Office: 860 647-7701 x116

Fax: 860 647-8940

Cell: 860 836-9294

Email: joe@righttracfg.com



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Joe Petrowsky does not guarantee nor is in any way responsible for the accuracy of the information provided herein, and provides said information without warranties of any kind, either expressed or implied.

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Comment balloon 14 commentsJoe Petrowsky • June 15 2016 12:56PM


Good morning Joe. What a great product to offer. Always something new.

Posted by Sheila Anderson, The Real Estate Whisperer Who Listens 732-715-1133 (Referral Group Incorporated) over 2 years ago

This is really helpful to have as a resource - I wish you did loans here in the DC metro area! 

Posted by Lise Howe, Assoc. Broker and Attorney Licensed in DC, MD, VA, (Keller Williams Capital Properties) over 2 years ago

Good Morning Joe - we had a person in our BNI who built these homes.  They are actually quite inpressive and can be quite large.

Posted by Grant Schneider, Your Coach Helping You Create Successful Outcomes (Performance Development Strategies) over 2 years ago

Lenders no longer do Mobile or Manufactured in my area at all.  Thanks for sharing Joe

Posted by Jennifer Mackay, Your Bay County Florida Realtor 850.774.6582 (Counts Real Estate Group, Inc.) over 2 years ago

That's a great product to offer.  It's extremely difficult to find a comparable product in the Atlanta MSA which can be frustrating as manufactured and mobile homes are quite common in the northern and western counties.

Posted by Jenna Dixon, Empowers You With a Better Real Estate Experience (DRA Homes | Cobb County Real Estate ) over 2 years ago

Good morning Joe. Getting manufactured homes financed is not the easiest thing to do. Glad you have this product. Enjoy you day!

Posted by Wayne Martin, Real Estate Broker - Retired (Wayne M Martin) over 2 years ago

Yes, buyers just do not always know the difference in lending on all these types of homes, Joe...reach out and give you a call to find out!

Posted by Ginny Gorman, Homes for Sale in North Kingstown RI and beyond (RI Real Estate Services ~ 401-529-7849~ RI Waterfront Real Estate) over 2 years ago

It is good to know that you do loan for manufactured homes.

Posted by Gita Bantwal, REALTOR,ABR,CRS,SRES,GRI - Bucks County & Philadel (RE/MAX Centre Realtors) over 2 years ago

Yes, we are familiar with these Joe, and have found NOT EVERY bank will do these loans...

Posted by Lawrence "Larry" & Sheila Agranoff. Cell: 631-805-4400, Long Island Condo & Home Sale Specialists (The Top Team @ Charles Rutenberg Realty 255 Executive Dr, Plainview NY 11803) over 2 years ago

This is a good story to share. Prospective mortgage borrowers often need to go beyond their bank to find the right product for their needs.

Posted by Roy Kelley, Roy and Dolores Kelley Photographs (Realty Group Referrals) over 2 years ago

Hi Joe --- if there isn't a type of mortgage you can do or do as well as others, I have no doubt you have the answer where to find the person who can help a client.   

Posted by Michael Jacobs, Los Angeles Pasadena Area Real Estate 818.516.4393 (Coldwell Banker Residential Brokerage) over 2 years ago

Hi Joe... obviously you are so right in pointing out that mobile homes and manufactured homes are not the same, yet many people and many agents don't know the difference. What get my goat is that our mls allows agents to list certain mobile homes as single family residences, which I never need to see popping up on my searches, as I've never worked with clients who want a mobile home and if I did, I'd refer them out.

Posted by Nina Hollander, Your Charlotte/Ballantyne/Waxhaw/Fort Mill Realtor (Coldwell Banker Residential Brokerage | Charlotte, NC) over 2 years ago


I do remember cases of manufactured homes with loan issues.  Wishing you a delightful day.  A

Posted by Ron and Alexandra Seigel, Luxury Real Estate Branding, Marketing & Strategy (Napa Consultants) over 2 years ago

Joe, I'd love to get some insight from you about the modular home lending process if I can. We are working on improving our website to better educate potential home owners on how to build their new home and they steps they need to take. Would it be possible to schedule a call with you?

Posted by Modular Home Builders Association, A true advocate for modular construction (Modular Home Builders Association) over 2 years ago