“I Have another Referral for You”

“I Have another Referral for You”



I originally met this loan officer at a Bob Seger concert at Mohegan Sun. I just can’t help it, there is new business everywhere. I’m always asking questions. You must be a Seger fan as well? Where are you from? Do you come to the shows on a regular basis? What do you do for a living? I was a little surprised when he said he was in the mortgage business, so we shared cards.


He was a loan officer in the state of New Jersey who was at Mohegan for the weekend. He mentioned that from time to time he had folks that needed a mortgage in NY and New England and really had no one to send then to, a match made at a concert.


In the last couple of years we have sent business to one another. This was the latest email that I got from him:


Hi Joe,


I have a referral for a 2nd home in Vermont, we are not licensed there. She currently has a small HELOC on the primary. Her name is MaryEllen XXXXXXXXX and her number is 860-XXX-XXXX.


By the way thank you for the New Jersey referral the other day, you were right, they are wonderful people.



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Joe Petrowsky, NMLS #6869

Right Trac Financial Group, Inc. NMLS #2709

110 Main St.

Manchester, Ct. 06042

Office: 860 647-7701 x116

Fax: 860 647-8940

Cell: 860 836-9294

Email: joe@righttracfg.com



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Joe Petrowsky does not guarantee nor is in any way responsible for the accuracy of the information provided herein, and provides said information without warranties of any kind, either expressed or implied.

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Comment balloon 23 commentsJoe Petrowsky • March 26 2016 05:43PM


Good morning Joe Petrowsky . Congratulations! Referrals from 'happy campers' is always the best! Happy Easter

Posted by TeamCHI - Complete Home Inspections, Inc., Home Inspectons - Nashville, TN area - 615.661.029 (Complete Home Inspections, Inc.) over 2 years ago

Joe Petrowsky Excellent way to do business!  Referrals are always so nice, especially when reciprocated.

Posted by Elyse Berman, PA, Boca Raton FL (561) 716-7824 CRS, ABR, GRI,ePR (Best Connections Realty, Inc.) over 2 years ago

Good morning Joe. You are taking referrals to new heights! By the way, happy "JOE" day!

Posted by Wayne Martin, Real Estate Broker - Retired (Wayne M Martin) over 2 years ago

Good morning Joe Petrowsky ,

Another good match just because you engaged in some meaningful conversation with others at an event! Isn't it amazing how that works? It's a small world . Happy Easter Joe!

Posted by Dorie Dillard CRS GRI ABR, Serving Buyers & Sellers in NW Austin Real Estate (Coldwell Banker United Realtors® ~ 512.346.1799) over 2 years ago

Yes, there is business everywhere.  So glad you were able to find another wonderful referral partner.

Posted by Women of Westchester Working Together, Women helping Women get ahead (Women of Westchester Working Together) over 2 years ago

Hi Joe.  I would never have guessed you could get such great business at a concert!  

Posted by Gabe Sanders, Stuart Florida Real Estate (Real Estate of Florida specializing in Martin County Residential Homes, Condos and Land Sales) over 2 years ago

Joe, always nice to have referral partners in other States, and take care of clients!  

Posted by Joan Cox, Denver Real Estate - Selling One Home at a Time (Metro Brokers - House to Home, Inc. - Denver Real Estate - 720-231-6373) over 2 years ago

Hi Joe.  One hand washing the other is a great practice.  Enjoy the day.

Posted by Conrad Allen, Webster, Ma, Realtor (Re/Max Professional Associates) over 2 years ago

Refer and refer alike...a business builder for everyone.

Posted by Sally K. & David L. Hanson, WI Realtors - Luxury - Divorce (EXP Realty 414-525-0563) over 2 years ago

You are so right Joe Petrowsky you NEVER know where the next piece of business is going to come from.

Have a happy Easter. Enjoy the day.

Bill Roberts

Posted by Bill Roberts, "Baby Boomer" Retirement Planner (Brooks and Dunphy Real Estate) over 2 years ago

Good morning again Joe. You are a people person and I admire your curiosity and integrity.

Posted by Sheila Anderson, The Real Estate Whisperer Who Listens 732-715-1133 (Referral Group Incorporated) over 2 years ago

Joe, you really have the networking and referral business mastered. 

Happy Easter

Posted by Kathleen Daniels, San Jose Homes for Sale-Probate & Trust Specialist (KD Realty - 408.972.1822) over 2 years ago

You never know where new business will appear. Nice!

Posted by Lawrence "Larry" & Sheila Agranoff. Cell: 631-805-4400, Long Island Condo & Home Sale Specialists (The Top Team @ Charles Rutenberg Realty 255 Executive Dr, Plainview NY 11803) over 2 years ago

It is great how you look for busines wherever you are. It doesn't have to be in your backyard but we shouldn't forget that either.

Posted by Debbie Reynolds, Your Dedicated Clarksville TN Real Estate Agent (Platinum Properties) over 2 years ago

Hi Joe --- sometimes it is about remembering to ask.   

Posted by Michael Jacobs, Los Angeles Pasadena Area Real Estate 818.516.4393 (Coldwell Banker Residential Brokerage) over 2 years ago

Doesn't matter where you go, people always ask "what do you do", and it's important to have business cards ready and a few well chosen words telling them.

Posted by Hella M. Rothwell, Broker/Realtor®, Rothwell Realty Inc. CA#01968433 Carmel-by-the-Sea over 2 years ago

I didn't get any networking done at the Bob Seger concert I went to. Well good for you...you not only got to see a great show, but you've got a new referral partner. 

Posted by Debbie Laity, Your Real Estate Resource for Delta County, CO (Cedaredge Land Company) over 2 years ago

Joe great job of always making those you come in contact with aware of what you do!!!

Posted by George Souto, Your Connecticut Mortgage Expert (George Souto NMLS #65149 FHA, CHFA, VA Mortgages) over 2 years ago

Networking all of the time is a good practice for those who wish to receive referrals.

Posted by Roy Kelley, Roy and Dolores Kelley Photographs (Realty Group Referrals) over 2 years ago

Joe, I do believe you get more referrals than anyone I know.  Congrats!

Posted by Rebecca Gaujot, Realtor®, Lewisburg WV, the go to agent for all real estate (Vision Quest Realty, Martha Hilton, Broker) over 2 years ago


I have another referral for you . . . . is music for the ears.

Good luck and success.

Lou Ludwig

Posted by Lou Ludwig, Designations Earned CRB, CRS, CIPS, GRI, SRES, TRC (Ludwig & Associates) over 2 years ago

Joe I have a good mental picture of you rockin at the Bob Seger concert. Remember Ramblin' Gamblin Man?

Posted by Noah Seidenberg, Chicagoland and Suburbs (800) 858-7917 (Coldwell Banker) over 2 years ago

Good Morning Joe,

It is all about give and take. Without this principle, it can't fluorish,


Posted by Maria Gilda Racelis, Home Ownership is w/in Reach. We Make it Happen! (Home Buyers Realty, LLC-Manchester, Bolton. Vernon,Ellington) over 2 years ago