“Her Real Estate Agent Finally Got It!”

“Her Real Estate Agent Finally Got It!”



I have been working with this client for nearly a year that had to remove a bunch of disputes, clean up 4 collections accounts and a public record item. It seemed every time I made a recommendation, her buddy/real estate agent kept saying something totally different. He kept telling her that he had read this or that online and each time she would let me know, but no matter what she would follow through with what I recommended to do.


The other day we were to a point that I could finally give her a pre-qualification letter and she is now on the path to home ownership. After she received the pre-qualification I got the note below:


Thank you and Tim now speaks very highly of you! Well we both do.


Image courtesy of stuartMiles/freedigitalphotos.net

Subscribe to my blog via Email:


Enter your email address:

Delivered by FeedBurner


Joe Petrowsky, NMLS #6869

Right Trac Financial Group, Inc. NMLS #2709

110 Main St.

Manchester, Ct. 06042

Office: 860 647-7701 x116

Fax: 860 647-8940

Cell: 860 836-9294

Email: joe@righttracfg.com



Like me on facebookfollow me on twitterConnect with me on linkedin

Joe Petrowsky does not guarantee nor is in any way responsible for the accuracy of the information provided herein, and provides said information without warranties of any kind, either expressed or implied.

Equal Housing Statement: We are pledged to the letter and spirit of U.S. policy for the achievement of equal housing opportunity throughout the Nation. We encourage and support an affirmative advertising and marketing program in which there are no barriers to obtaining housing becuase of race, color, religion, sex, handicap, familial status, or national origin.

Comment balloon 31 commentsJoe Petrowsky • October 29 2015 08:07AM



There is no doubt in my mind, that you are the best at what you do, and that you truly care about others.  It shows in every post you write.  Wishing you a delightful day.  A

Posted by Ron and Alexandra Seigel, Luxury Real Estate Branding, Marketing & Strategy (Napa Consultants) almost 4 years ago

You certainly earned your stripes on that one. Although I don't know what her agents problem was in seeing that you were working for the best interests of your mutual client.

Posted by Nicole Doty - Gilbert Real Estate Expert, Broker/Owner of Zion Realty ZionRealtyAZ.com (Zion Realty) almost 4 years ago

Nice note Joe Petrowsky , it's great to get those especially when you have put so much effort into working with them.

Posted by Bob "RealMan" Timm, Owner of Ward Co. Notary Services, retired Realtor (Ward County Notary Services) almost 4 years ago

Hi Joe --- I'm assuming Tim is the agent -- if so, he should let each professional do what they do best.  Hopefully, this is a lesson learned.   

You consistently prove that you are the guy who knows how to get the job done -- honestly and professionally.  

Posted by Michael Jacobs, Los Angeles Pasadena 818.516.4393 almost 4 years ago

Joe,  We all have our job to do and we should stay within our lanes.  Some folks just think they can swerve over and try to do others' jobs as well.  Maybe it makes him feel smart and important when in reality it made him look like an idiot.

Posted by Belinda Spillman, Colorado Living! (Aspen Lane Real Estate Colorful Colorado) almost 4 years ago

Her "buddy" needs to turn in his amateur license and let a pro like Joe Petrowsky handle her mortgage.

Posted by DEANNA EARLY - - ( NMLS # 268590 ), Highest Ranked Mortgage Loan Originator Virginia (American National Bank & Trust) almost 4 years ago

I agree with Belinda, we need to stay in our own swim lanes and do what we do best. Good to hear this buyer is on their way to home ownership, Joe.

Posted by Anita Clark, Realtor - Homes for Sale in Warner Robins GA (ColdwellBanker SSK Realtors ~ 478.960.8055) almost 4 years ago

Joe Petrowsky  way to go ! You are worth your weight in gold

Posted by Hannah Williams, Expertise NE Philadelphia & Bucks 215-953-8818 (Re/Max Eastern inc.) almost 4 years ago

I'm always amazed at how many people talk to others about their situations and listen to their advice. Why do they engage us and then disagree. Glad you got the job done!

Posted by Toni Weidman, 20+ Years Selling Homes in New Port Richey, FL (Sailwinds Realty) almost 4 years ago

Hi Joe,

Congratulations on getting this buyer clear to buy a home!

Posted by Wayne and Jean Marie Zuhl, The Last Names You'll Ever Need in Real Estate (Samsel & Associates) almost 4 years ago

That is great news Joe, you are good at your work and work hard at it.

Posted by Noah Seidenberg, Chicagoland and Suburbs (800) 858-7917 (Coldwell Banker) almost 4 years ago

Shocking. Not that you know what you are doing but that someone who gave contrary advice had enough b-lls to reach out and say good job

Posted by David Shamansky, Creative, Aggressive & 560 FICO - OK, Colorado Mtg (US Mortgages - David Shamansky) almost 4 years ago

Joe you were lucky she listened to you.  Many time when someone decides to give advice they are not qualified to give it ends up messing things up.  Good thing your borrower knew who to listen to.

Posted by George Souto, Your Connecticut Mortgage Expert (George Souto NMLS #65149 FHA, CHFA, VA Mortgages) almost 4 years ago

An amazing feeling when you receive those notes, isn't it, Joe Petrowsky?  You really feel like you won something of value!   Congrats on successfully helping this client ...


Posted by Gene Mundt, IL/WI Mortgage Originator - FHA/VA/Conv/Jumbo/Portfolio/Refi, 708.921.6331 - 40+ yrs experience (NMLS #216987, IL Lic. 031.0006220, WI Licensed. APMC NMLS #175656) almost 4 years ago

Joe, I am glad see knew that you were the PRO and listened to you instead of her buddy.

Posted by Rebecca Gaujot, Realtor®, Lewisburg WV, the go to agent for all real estate (Vision Quest Realty) almost 4 years ago

That's just crazy.  My go to answer for loan/credit what to do/questions is "That's not a Tammy question, it's a _____________(fill in loan officer name) question"  I do my part well and I have great referral partners for the other parts

Posted by Tammy Lankford,, Broker GA Lake Sinclair/Eatonton/Milledgeville (Lane Realty Eatonton, GA Lake Sinclair, Milledgeville, 706-485-9668) almost 4 years ago

Joe... there are times my husband tries to "help" me and he laughs because I always say "please, don't help." This story reminds me of that.

Posted by Nina Hollander, Your Charlotte/Ballantyne/Waxhaw/Fort Mill Realtor (Coldwell Banker Residential Brokerage ) almost 4 years ago

I don't know why she would be thinking highly of the agent who kept giving her bad advice. Thankfully, the listened to you and now they are approved.

Posted by Kathleen Daniels, San Jose Homes for Sale-Probate & Trust Specialist (KD Realty - 408.972.1822) almost 4 years ago

Joe, congratulations on getting another person on the right financial path to home ownership!

Posted by Silvia Dukes PA, Broker Associate, CRS, CIPS, SRES, Florida Waterfront and Country Club Living (Tropic Shores Realty - Ich spreche Deutsch!) almost 4 years ago

Sounds like you might need to spend some time educating her real estate agent!

Posted by Evelyn Johnston, The People You Know, Like and Trust! (Friends & Neighbors Real Estate) almost 4 years ago


It's a good feeling to know that our customers recognize our efforts and put it into writing.

Good luck and success.

Lou Ludwig

Posted by Lou Ludwig, Designations Earned CRB, CRS, CIPS, GRI, SRES, TRC (Ludwig & Associates) almost 4 years ago

The business of  real estate agent is to guide the client through their purchase.   If it has to do with financing, leave it to the people who know

Posted by Ed Silva, Central CT Real Estate Broker Serving all equally (RE/MAX Professionals, CT 203-206-0754 ) almost 4 years ago

Joe giving good advice is my goal i.e.: loan questions talk to a lender.... legal questions talk to an attorney... tax questions talk to an accountant... how hard is that for others to do as well? I do not get it, my clients love me because I refer them to experts who give them great advice...makes me look good too, Endre

Posted by Endre Barath, Jr., Realtor - Los Angeles Home Sales 310.486.1002 (Berkshire Hathaway HomeServices) almost 4 years ago

Good morning Joe.  Don't you just love it when the light bulb finally goes off and people  understand?  

Posted by James Dray, Exceptional Agents, Outstanding Results (Fathom Realty) almost 4 years ago

Hi Joe.  Advising people on how to repair their credit is so important to home ownership.

Posted by Conrad Allen, Webster, Ma, Realtor (Re/Max Professional Associates) almost 4 years ago

Hi Joe.  I hope Tim does a better job of finding her a home than he does in giving her financial advice.

Posted by Gabe Sanders, Stuart Florida Real Estate (Real Estate of Florida specializing in Martin County Residential Homes, Condos and Land Sales) almost 4 years ago

Good morning Joe Petrowsky ,

Thankfully your buyer client listened to you and not her agent! Now they are both singing your praises...as it should be!

Posted by Dorie Dillard CRS GRI ABR, Serving Buyers & Sellers in NW Austin Real Estate (Coldwell Banker United Realtors® ~ 512.750.6899) almost 4 years ago

Joe, not sure why an agent would get involved in lending issues - that usually is not our niche! 

Posted by Joan Cox, Denver Real Estate - Selling One Home at a Time (House to Home, Inc. - Denver Real Estate - 720-231-6373) almost 4 years ago

Having a trusted loan officer to guide you through the process is very comforting for prospective home buyers.

Posted by Roy Kelley (Realty Group Referrals) almost 4 years ago

Tim needs to know...what he doesn't know.

Posted by Sally K. & David L. Hanson, WI Realtors - Luxury - Divorce (EXP Realty 414-525-0563) almost 4 years ago

Oh, Sally K. & David L. Hanson's comment totally made me laugh! That pretty well spells it out. 

Dumb realtor. We all are saying "DUH" while he's having his aha moment.

Posted by Gayle Rich-Boxman Fishhawk Lake Real Estate, "Your Local Expert!" 503-755-2905 (John L Scott Market Center) almost 4 years ago