“Have These Folks Contact Me ASAP”

“Have These Folks Contact Me ASAP”




I work with many house flippers. They know that I understand the business and can usually figure out what it will take to get someone qualified for a mortgage.


I have been fortunate to get a number of mortgages done for Mike’s prospective home buyers. He does an open house about once every two weeks, so he always sends people that want to own a home; this is the case with folks that he met with over the weekend:


Hi Joe,


I have a tenant that we are looking to sell to that we need to see about them being prequalified for a loan. He has been working on his credit which apparently isn't good at this point but if anyone can do it it’s you. We are willing to work on the purchase price if need be. They are about to sign another lease but we would rather get rid of it so just want to know if we can help with a rent to own option. Thx


The part that is always surprising is that folks often have credit that is different from what they expect. When I ran this credit report, he was about a 600 credit score and it is a loan that I can do.


Who Else Do You Know that Needs My Help?


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Joe Petrowsky, NMLS #6869

Right Trac Financial Group, Inc. NMLS #2709

110 Main St.

Manchester, Ct. 06042

Office: 860 647-7701 x116

Fax: 860 647-8940

Cell: 860 836-9294

Email: joe@righttracfg.com



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Joe Petrowsky does not guarantee nor is in any way responsible for the accuracy of the information provided herein, and provides said information without warranties of any kind, either expressed or implied.

Equal Housing Statement: We are pledged to the letter and spirit of U.S. policy for the achievement of equal housing opportunity throughout the Nation. We encourage and support an affirmative advertising and marketing program in which there are no barriers to obtaining housing becuase of race, color, religion, sex, handicap, familial status, or national origin.

Comment balloon 23 commentsJoe Petrowsky • October 16 2015 06:07AM


So very true, Joe. Many do not think they can qualify because of past issues only to find out they can get a home loan. 

Posted by Anita Clark, Realtor - Homes for Sale in Warner Robins GA (Coldwell Banker Access Realty ~ 478.960.8055) about 5 years ago

Good morning Joe. Many people have their ideas, but it pays to get advice from a professional. Enjoy your day! 

Posted by Wayne Martin, Real Estate Broker - Retired (Wayne M Martin) about 5 years ago

Once again, Joe to the rescue.  Mike knew the right guy to call.  

Posted by Roger D. Mucci, Lets shake things up at your home today! (Shaken...with a Twist 216.633.2092) about 5 years ago

Good morning Joe.  I can see another happy client in your future as well as an agent that will keep referring people to you. 

Posted by James Dray, Exceptional Agents, Outstanding Results (Fathom Realty) about 5 years ago

Glad you can help and love your last line.  I really have to start using it.

Posted by Debbie Gartner, The Flooring Girl & Blog Stylist -Dynamo Marketers (The Flooring Girl) about 5 years ago

Now, that will be a pleasant surprise for these folks, Joe.  

Posted by Gabe Sanders, Stuart Florida Real Estate (Real Estate of Florida specializing in Martin County Residential Homes, Condos and Land Sales) about 5 years ago

Buying is so much better than renting. Good for this tenant to be able to qualify!

Posted by Lawrence "Larry" & Sheila Agranoff. Cell: 631-805-4400, Long Island Condo and Home Specialists (The Top Team @ Charles Rutenberg Realty 255 Executive Dr, Plainview NY 11803) about 5 years ago

Joe, talking with a knowledgeable mortgage lender like yourself is paramount...

Posted by Ginny Gorman, Homes for Sale in Southern RI and beyond (RI Real Estate Services ~ 401-529-7849~ RI Waterfront Real Estate) about 5 years ago

Good morning Joe. You are magic mortgage man for sure. Great job.

Posted by Sheila Anderson, The Real Estate Whisperer Who Listens 732-715-1133 (Referral Group Incorporated) about 5 years ago

Good morning Joe. You are the magic mortgage man for sure.....no curtain just knowledge and skill.

Posted by Sheila Anderson, The Real Estate Whisperer Who Listens 732-715-1133 (Referral Group Incorporated) about 5 years ago

Hi Joe.  It is amazing how people "assume" they don't qualify and never try.

Posted by Conrad Allen, Webster, Ma, Realtor (Re/Max Professional Associates) about 5 years ago

This is a good story to share. Many families do not realize that they can qualify for a mortgage for a home purchase.

Posted by Roy Kelley (Realty Group Referrals) about 5 years ago

Good morning Joe,

What we think may not be what it actually is.

Make yourself a great day.

Posted by Raymond E. Camp, Licensed Real Estate Salesperson Greater Rochester (Howard Hanna Real Estate Services) about 5 years ago

Joe - you are the can do guy.  You are definately the guy that uncomplicates the complicated.


Posted by Grant Schneider, Your Coach Helping You Create Successful Outcomes (Performance Development Strategies) about 5 years ago

Joe, it is a WIN WIN when the tenant wants to buy, and a landlord is ready to sell. Good job!

Posted by Joan Cox, Denver Real Estate - Selling One Home at a Time (House to Home, Inc. - Denver Real Estate - 720-231-6373) about 5 years ago

Joe Petrowsky I'm glad you are so busy. I have lost faith in the economy, but your positive blogs always help.

Bill Roberts

Posted by Bill Roberts, "Baby Boomer" Retirement Planner (Brooks and Dunphy Real Estate) about 5 years ago

Joe, while we all know a 600 credit score is not good ... what many seemingly don't know is that one can get a loan with a 600 credit score. They may pay a higher rate ... but that's just the way the credit score cookie crumbles. 

Congratulations on another success story.

Posted by Kathleen Daniels, Probate & Trust Specialist, Probate Real Estate (KD Realty - 408.972.1822) about 5 years ago


Glad to hear you are the go to person in your area.  Success abounds around you.  A

Posted by Ron and Alexandra Seigel, Luxury Real Estate Branding, Marketing & Strategy (Napa Consultants) about 5 years ago

Hi Joe, this is another perfect example of why people should get help and assistance from a professional like you.  I'm sure these buyers are happy they did!

Posted by Silvia Dukes PA, Broker Associate, CRS, CIPS, SRES, Florida Waterfront and Country Club Living (Tropic Shores Realty - Ich spreche Deutsch!) about 5 years ago

Joe great that you have a loan product to fit him into.   Sure beats doing a rent to purchase.

Posted by George Souto, Your Connecticut Mortgage Expert (George Souto NMLS #65149 FHA, CHFA, VA Mortgages) about 5 years ago

The word is out . . . . Joe Petrowsky - Right Trac Financial Group . . . . gets the job done.

Good luck and success.

Lou Ludwig

Posted by Lou Ludwig, Designations Earned CRB, CRS, CIPS, GRI, SRES, TRC (Ludwig & Associates) about 5 years ago

You can get so many deals done and done the right way, I like that, Joe.

Posted by Debbie Reynolds, C21 Platinum Properties, The Dedicated Clarksville TN Realtor-(931)320-6730 (Platinum Properties- (931)771-9070) about 5 years ago

Hi Joe -- you definitely have the answers or a plan to achieve what the borrower wants for most mortgage scenarios.

Posted by Michael Jacobs, Los Angeles Pasadena 818.516.4393 about 5 years ago