“The Referral Tree Just Keeps on Giving”

“The Referral Tree Just Keeps on Giving”



Extraordinary Service is so often over used, but when it is given the results become just that.. extraordinary. Many years ago I decided to build a referral based business and have never looked back. Building any business organically one client at a time for the long term is the only way it could work for me, how about you?


Hi Joe,


First, thank you for all your help in purchasing our home. Rachel and I love it, and we are overdue in sending you a formal written thank you.


Secondly, I have been singing your praises whenever talking about our loan application process. Especially the education on the loan process that you bestowed upon us. My coworker, groomsmen, and dear friend XXXXXXX (cc'd on this email) is interested in buying a home, possibly a multiple family home, or future rental property.


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Joe Petrowsky, NMLS #6869

Right Trac Financial Group, Inc. NMLS #2709

110 Main St.

Manchester, Ct. 06042

Office: 860 647-7701 x116

Fax: 860 647-8940

Cell: 860 836-9294

Email: joe@righttracfg.com



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Joe Petrowsky does not guarantee nor is in any way responsible for the accuracy of the information provided herein, and provides said information without warranties of any kind, either expressed or implied.

Equal Housing Statement: We are pledged to the letter and spirit of U.S. policy for the achievement of equal housing opportunity throughout the Nation. We encourage and support an affirmative advertising and marketing program in which there are no barriers to obtaining housing becuase of race, color, religion, sex, handicap, familial status, or national origin.

Comment balloon 28 commentsJoe Petrowsky • October 15 2015 05:47AM


Good morning Joe, well deserved! You have all great qualities on a personal as well as business level, your clients are lucky to have you on their side!

Posted by Beth Atalay, Cam Realty of Clermont FL (Cam Realty and Property Management) over 2 years ago

Hi Joe.  The harder you work the luckier you get.  Great work.

Posted by Conrad Allen, Webster, Ma, Realtor (Re/Max Professional Associates) over 2 years ago

Well that's the way to get it done!  Awesome testimonial....the best kind...it has a referral included!

Posted by Sharon Tara, New Hampshire Home Stager (Sharon Tara Transformations) over 2 years ago

Love those referrals Joe, good service has its own rewards I guess. 

Posted by Tom Arstingstall, General Contractor, Dry Rot, Water Damage Sacramento, El Dorado County - (916) 765-5366, General Contractor, Dry Rot and Water Damage (Dry Rot and Water Damage www.tromlerconstruction.com Mobile - 916-765-5366) over 2 years ago

Good morning Joe,

You are the King of referrals and because of the ethics you have and the ability to take care of clients.

Make yourself a great day.

Posted by Raymond E. Camp, Licensed Real Estate Salesperson Greater Rochester (Howard Hanna Real Estate Services) over 2 years ago

That's the way to keep it going Joe. Nice testimonial!

Posted by Lawrence "Larry" & Sheila Agranoff. Cell: 631-805-4400, Long Island Condo & Home Sale Specialists (The Top Team @ Charles Rutenberg Realty 255 Executive Dr, Plainview NY 11803) over 2 years ago

Good morning, Joe --- your commmitment to a successful referral-based business is clearly evident in this post.   Short - simple - effective.   

Posted by Michael Jacobs, Los Angeles Pasadena Area Real Estate 818.516.4393 (Coldwell Banker Residential Brokerage) over 2 years ago

Joe Petrowsky You deserve all the kudos you get. Keep it up.

Bill Roberts

Posted by Bill Roberts, "Baby Boomer" Retirement Planner (Brooks and Dunphy Real Estate) over 2 years ago


Posted by Bruce Brockmeier, Coached By Crouch (Internet Marketing Consultant to REALTORS®) over 2 years ago

THat is great Joe.  It's the gift that keeps on giving.  - Debbie

Posted by Women of Westchester Working Together, Women helping Women get ahead (Women of Westchester Working Together) over 2 years ago

Referrals are the best indicator that we're doing our jobs well for our clients!

Posted by Nicole Doty - Gilbert Real Estate Expert, Broker/Owner of Zion Realty ZionRealtyAZ.com (Zion Realty) over 2 years ago

What goes around comes around.   Good service begets good referrals.   Clearly, Joe Petrowsky; you earned this one   

Posted by DEANNA EARLY - ( NMLS #268590 ), Virginia Mortgage Loan Originator (American National Bank and Trust) over 2 years ago

Joe, you get lots of good testimonials and referrals because you are consistent in the service you give to consumers.

Great job.

Posted by John Wiley, Lee County, FL Real Estate GRI, SRES,GREEN,PSA (Right Move Real Estate Group- EXP Realty) over 2 years ago

I love the way you do things Joe. If everyone worked on the referral structure it would provide excellent service and keep us all on our toes.

Posted by Noah Seidenberg, Chicagoland and Suburbs (800) 858-7917 (Coldwell Banker) over 2 years ago

Joe: It is like getting a new gift with a new surprise all over again. Kudos to you for providing such outstanding service that you continually receive referrals.

Posted by Anita Clark, Realtor - Homes for Sale in Warner Robins GA (ColdwellBanker SSK Realtors ~ 478.960.8055) over 2 years ago


Good evening and we are delighted for you, we love that you are doing so well.  A

Posted by Ron and Alexandra Seigel, Luxury Real Estate Branding and Marketing (Napa Consultants) over 2 years ago

Conrad hit it, the harder you work the luckier you get, LOL. I don't work nearly as hard as I probably should at referrals, but I manage to get some regardless.

Posted by Elizabeth Weintraub Sacramento Real Estate Agent, Top 1% of Lyon Agents, Put 40 years of experience to work for you (Lyon Real Estate) over 2 years ago

Now THAT is a THANK YOU! It doesn't get any sweeter than this!! Congratulations on another job well done! Best of luck with the new client!

Posted by Joni Bailey, Your Huntsville / Lake Livingston Area REALTOR® (Berkshire Hathaway Home Services - Anderson Properties) over 2 years ago

There is nothing like getting referrals from old clients, friends, family members.

Posted by Barbara-Jo Roberts Berberi, MA, PSA, TRC - Greater Clearwater Florida Residential Real Estate Professional, Palm Harbor, Dunedin, Clearwater, Safety Harbor (Charles Rutenberg Realty) over 2 years ago

The referral tree sounds like it is doing well for you, congratulations!

Posted by Evelyn Johnston, The People You Know, Like and Trust! (Friends & Neighbors Real Estate) over 2 years ago

Joe nothing beats referrals and you do an excellent job of generating them.

Posted by George Souto, Your Connecticut Mortgage Expert (George Souto NMLS #65149 FHA, CHFA, VA Mortgages) over 2 years ago

Hi, Joe. Referrals are so awesome and a way to validate that you did a great job. 

Posted by Debbie Laity, Your Real Estate Resource for Delta County, CO (Cedaredge Land Company) over 2 years ago

It's a fact - anyone would be proud to work with you on a loan. Your expertise in financing and setting goals paves the way for others to achieve what would have been impossible dreams. They couldn't do it without you Joe!

Thank you!

Posted by Patricia Feager, Selling Homes Changing Lives (DFW FINE PROPERTIES) over 2 years ago

Good morning Joe.  Exceptional service by exceptional people keeps that phone ringing.  

Posted by James Dray, Exceptional Agents, Outstanding Results (Fathom Realty AR LLC) over 2 years ago

That is a wonderful thing to see on any day. Referrals are our lifeblood.

Posted by Debbie Reynolds, Your Dedicated Clarksville TN Real Estate Agent (Platinum Properties) over 2 years ago

Hi Joe Petrowsky ,  Don't you just love it when you start getting fruits from your labor?

Posted by Larry Johnston, Broker,Friends & Neighbors Real Estate, Elkhart,IN (Broker, Friends & Neighbors Real Estate and Elkhart County Subdivisions, LLC) over 2 years ago

It is always nice to receive referrals from satisfied clients. Service beyond expectations generates future business.

Posted by Roy Kelley, Roy and Dolores Kelley Photographs (Realty Group Referrals) over 2 years ago

Don' t you LOVE it...when the someone told somebody that everybody now knows that YOU are the one to call for all things lending ?

Posted by Sally K. & David L. Hanson, WI Realtors - Luxury - Divorce - Short Sale (Keller Williams 414-525-0563) over 2 years ago