“A Qualified Home Buyer by Next Month”

“A Qualified Home Buyer by Next Month”

 

 

 

 

Here is the update Joe, as of tomorrow the credit card balance is paid in full, the cox cable one is processing and the medical collections will be processed by Tuesday and the lady said she deleted it from all the credit bureau's systems so it will never show up even as paid on a credit check after it processes. Also, all the disputes will be off our credit report by next week.

 

This couple was referred by their Realtor. They were under contract to purchase a home but were denied a few days before closing. This mortgage application should never have been taken, it was DOA.

 

Once I gave the clients a clear understanding about what they need to do to get pre-qualified, they were on a mission. Unfortunately they had been going to a credit repair company and had been paying them $100 per month for nearly a year. They were supposed to fix everything, which did not happen, they actually made things worse.

 

These folks ended up with 6 disputed items on their report. You can’t get a mortgage with open disputes on your credit report.

A creditor doesn’t remove items if the debt is still owed no matter how much you pay a credit repair company.

 

 Image courtesy of Stuartmiles/Freedigitalphotos.net

Subscribe to my blog via Email:

 

Enter your email address:

Delivered by FeedBurner

 

Joe Petrowsky, NMLS #6869

Right Trac Financial Group, Inc. NMLS #2709

110 Main St.

Manchester, Ct. 06042

Office: 860 647-7701 x116

Fax: 860 647-8940

Cell: 860 836-9294

Email: joe@righttracfg.com

www.righttracfg.com

www.joepetrowsky.com

Like me on facebookfollow me on twitterConnect with me on linkedin

Joe Petrowsky does not guarantee nor is in any way responsible for the accuracy of the information provided herein, and provides said information without warranties of any kind, either expressed or implied.

Equal Housing Statement: We are pledged to the letter and spirit of U.S. policy for the achievement of equal housing opportunity throughout the Nation. We encourage and support an affirmative advertising and marketing program in which there are no barriers to obtaining housing becuase of race, color, religion, sex, handicap, familial status, or national origin.

Comment balloon 4 commentsJoe Petrowsky • January 09 2018 02:24PM
“A Qualified Home Buyer by Next Month”
share
“A Qualified Home Buyer by Next Month” Here is the update Joe, as of tomorrow the credit card balance is paid in full, the cox cable one is processing and the medical collections will be processed by Tuesday and the lady said she deleted it… more
“Happy Ending? ”
share
“Happy Ending? ” A couple was invited to a swanky New Year's Eve costume party. Unfortunately, the wife came down with a terrible headache and told her husband to go to the party alone. He protested, but she said she was going to take some… more
“They took me down Memory Lane”
share
“They took me down Memory Lane” Thank you once again for doing our refinance and once again, you have made our lives so much better. When we left your office we couldn’t help but remember the first time we came to you 16 years ago. Alan had… more
“If you are going to Dream; Dream Big! ”
share
“If you are going to Dream; Dream Big! ” Hello Joe, This is a little off topic from what we've discussed before, but I was wondering if you had any recommendations for a Financial planner or a really good tax advisor. The only reason why I ask is… more
“Big Brother, No Sir, it’s Amazon”
share
“Big Brother, No Sir, it’s Amazon” A pizza customer calls his favorite local pizza parlor and asks: "Is this Mike's Pizza? Pizza Operator: "No, sir, we are now Amazon Pizza. Do you want your usual"? Customer: "How do you know… more
“I have to do what is Right! ”
share
“I have to do what is Right! ” Thanks for meeting with us today. It takes a mensch to make a referral and lose a fee. You are the best that is why we always refer clients to you. I now understand the name “Right Trac”. Mike I have worked… more
“Can you do a Construction Loan for a Duplex? ”
share
“Can you do a Construction Loan for a Duplex? ” Hi Joe, I have a customer who is looking to do a construction loan for a duplex, is that something you would be able to help with? I gave him your number so he could reach out but wanted to give… more
“Every Gal can Appreciate this one”
share
“Every Gal can Appreciate this one” Looking in the mall for a cotton nightgown, I tried my luck in a store known for its hot lingerie. To my delight, however, I found just what I was looking for. Waiting in the line to pay, I noticed a young… more
“I never take Thank You for Granted”
share
“I never take Thank You for Granted” Good morning Joe, I just wanted to send you a note. It has been a while since we last talked. I do want to apologize for not writing you sooner. I never did thank you for helping my mother with her… more
“Bait & Switch Advertising is Illegal”
share
“Bait & Switch Advertising is Illegal” Mr. Petrowsky, You were highly recommended by a co-worker of mine. He shared with me that you handled their mortgage and couldn’t say enough good things. I recently read an ad that said “You’re… more