“How are You Able to get a Rate Lower than my Bank?”

“How are You Able to get a Rate Lower than my Bank?”

 

 

Mr. Petrowsky,

 

My neighbor did his mortgage with you a few months ago (Burt XXXXXXXXXX), he suggested that I speak to you. I have never done a mortgage with a mortgage broker, always with my local bank. He shared with me that you got him an amazing rate, a rate that is lower than what my bank has offered me.

 

How are you able to get a rate lower than a bank? It’s just hard for me to understand. He shared with me the closing costs for his transaction and after comparing what they have offered me, his costs were lower.

 

I have always thought that doing a mortgage with a mortgage broker would end up costing me more, but after Burt showed me what you did for him, I would like to have you do my mortgage.

 

During the week, I am off Friday afternoon, my wife and I can meet with you, if you have that available, just give me a list of what you need us to bring.

 

I know where your office is, as we attend church right near your office.

 

I have heard this comment and conversation many times and it is just not something that is true at all. There is just no such thing as a bank that is going to give someone a better deal, most of the time. Yes, they offer discounts to employees, directors and alike, but not for most customers.

 

Subscribe to my blog via Email:

 

Enter your email address:

Delivered by FeedBurner

 

Joe Petrowsky, NMLS #6869

Right Trac Financial Group, Inc. NMLS #2709

110 Main St.

Manchester, Ct. 06042

Office: 860 647-7701 x116

Fax: 860 647-8940

Cell: 860 836-9294

Email: joe@righttracfg.com

www.righttracfg.com

www.joepetrowsky.com

Like me on facebookfollow me on twitterConnect with me on linkedin

Joe Petrowsky does not guarantee nor is in any way responsible for the accuracy of the information provided herein, and provides said information without warranties of any kind, either expressed or implied.

Equal Housing Statement: We are pledged to the letter and spirit of U.S. policy for the achievement of equal housing opportunity throughout the Nation. We encourage and support an affirmative advertising and marketing program in which there are no barriers to obtaining housing becuase of race, color, religion, sex, handicap, familial status, or national origin.

Comment balloon 15 commentsJoe Petrowsky • April 01 2016 05:32AM
“How are You Able to get a Rate Lower than my Bank? ”
share
“How are You Able to get a Rate Lower than my Bank? ” Mr. Petrowsky, My neighbor did his mortgage with you a few months ago (Burt XXXXXXXXXX), he suggested that I speak to you. I have never done a mortgage with a mortgage broker, always with my… more
“Why Do a 203K When the Home Needs NO Repairs? ”
share
“Why Do a 203K When the Home Needs NO Repairs? ” You just can’t make this up! I gave my clients a pre-qualification letter for an FHA loan. It was for a property that was being sold in “as is” condition, therefore the bank holding title wouldn’t… more
“You Were Right”
share
“You Were Right” When anyone wants to refinance I ask a lot of questions. One of the areas has to do with how long the client is planning on owning the current property. Depending on what they share I may recommend that a refinance not be done,… more
“There are SO Many Ways to Improve Credit Scores”
share
“There are SO Many Ways to Improve Credit Scores” Good morning Joe, I was wondering if you could send a detailed copy of my credit score report. I'm trying to increase my credit rating, so that I can be ready to buy a home after the June 16th… more
“Local TV Station Calls on Jill When They Have News on Travel and…
share
“Local TV Station Calls on Jill When They Have News on Travel and Need an Expert” https://youtu. be/PYZpS2O6OcI? t=27 Highlight and right click to open link. Gail and I are proud of Jill as she continues to grow her travel agency… more
“I Have another Referral for You”
share
“I Have another Referral for You” I originally met this loan officer at a Bob Seger concert at Mohegan Sun. I just can’t help it, there is new business everywhere. I’m always asking questions. You must be a Seger fan as well? Where are you from?… more
“Turning Dreams into Reality”
share
“Turning Dreams into Reality” I had set up an appointment with these clients to do a refinance. As part of that process I ask a lot of questions. We spent an hour talking about their lives, their dreams and whether or not it was possible to… more
“I have 3 Dozen Pending Pre-Qualifications”
share
“I have 3 Dozen Pending Pre-Qualifications” The same time last year I had 19, so for me it is simple math. There are more prospective buyers in the market place right now. Interest rates are low and rental costs are going up, I see it as the… more
“Are Your Testimonials Working for You? ”
share
“Are Your Testimonials Working for You? ” As soon as I get an inquiry from my website, I will ask the best way to communicate with the person and how they happen to get on to the site. Thank you for your quick response. To begin with, let's… more
“Converting a Rental Call”
share
“Converting a Rental Call” We own a fair amount of rental properties and that means turnover of tenants and speaking to tenants. I field all the calls myself, something I truly enjoy doing. I always want to get a firsthand impression of my… more