“Bring Everything Requested to the Mortgage Application Appointment”
When I gave this client her list, she brought everything and then some. Too many times clients don’t bring all that is needed, that just holds things up and with upcoming changes in regulations, it will already take an extra 2 weeks or more.
There is an additional issue, many lenders will not underwrite a file, unless the file is complete. If the underwriter can’t complete their job, they can’t disclose the file to the borrower, that means more delay. If there is a delay in getting the file disclosed to them, that means the appraisal can’t get ordered.
The bottom line, getting everything the first time, no matter if it is in person or not, the sooner we have all that is needed, the sooner all closings can happen.
I would love to get you anything you need for the mortgage papers so I just wanted to know if we should meet or if you wanted to let me know what you need so I can get it to you. Please let me know what works best.
Thank you so much for all of your help.
Image courtesy of BrandonSigma/freedigitalphotos.net
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Joe Petrowsky, NMLS #6869
Right Trac Financial Group, Inc. NMLS #2709
110 Main St.
Manchester, Ct. 06042
Office: 860 647-7701 x116
Fax: 860 647-8940
Cell: 860 836-9294
Joe Petrowsky does not guarantee nor is in any way responsible for the accuracy of the information provided herein, and provides said information without warranties of any kind, either expressed or implied.
Equal Housing Statement: We are pledged to the letter and spirit of U.S. policy for the achievement of equal housing opportunity throughout the Nation. We encourage and support an affirmative advertising and marketing program in which there are no barriers to obtaining housing becuase of race, color, religion, sex, handicap, familial status, or national origin.