“Daughter is Referring Her Dad”

“Daughter is Referring Her Dad”

 

 

 

He isn't getting a response from the mortgage rep at the bank. Supposedly they were told $124k if Carol cleaned up 3 items on her credit report. Allegedly she has taken care of one (Sears card she never opened) but she isn't getting anywhere with the other 2. Neither of them is very savvy in this area so I am not sure what she has tried to do or how hard she's worked at it. Any coaching you could provide would be most appreciated.

 

Banks these days let a lot of business walk out the door, but why? It is really pretty simple. Loan officers at the banks and credit unions are collecting a pay check whether they close a loan or not. Also, if the loan has any challenges many times the prospective borrowers don’t get what they need which is great for a mortgage broker like me. The bottom line is if I don’t close a loan, I don’t get paid so who is going to work harder for their clients?

 

Who else do you know that needs my help?

 

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Joe Petrowsky, NMLS #6869

Right Trac Financial Group, Inc. NMLS #2709

110 Main St.

Manchester, Ct. 06042

Office: 860 647-7701 x116

Fax: 860 647-8940

Cell: 860 836-9294

Email: joe@righttracfg.com

www.righttracfg.com

www.joepetrowsky.com

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Joe Petrowsky does not guarantee nor is in any way responsible for the accuracy of the information provided herein, and provides said information without warranties of any kind, either expressed or implied.

Equal Housing Statement: We are pledged to the letter and spirit of U.S. policy for the achievement of equal housing opportunity throughout the Nation. We encourage and support an affirmative advertising and marketing program in which there are no barriers to obtaining housing becuase of race, color, religion, sex, handicap, familial status, or national origin.

Comment balloon 29 commentsJoe Petrowsky • January 21 2016 11:51AM
“Daughter is Referring Her Dad”
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“Daughter is Referring Her Dad” He isn't getting a response from the mortgage rep at the bank. Supposedly they were told $124k if Carol cleaned up 3 items on her credit report. Allegedly she has taken care of one (Sears card she never opened)… more
“Nothing Beats Repeat Business”
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“Nothing Beats Repeat Business” Good morning Joe, I hope you and your family had a wonderful Holiday, we have found a property which we would like to put an offer on in Westbrook and it shouldn’t be a surprise that we will work with you… more
“Should We Add On or Buy Another Home? ”
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“Should We Add On or Buy Another Home? ” What can we do? Should we go through the process of trying to refinance? Keri and I really like the location. If I can get refinanced and get an addition on our current home I would be happy to stay. I… more
“Some in Our Industry Make Us All Look Bad”
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“Some in Our Industry Make Us All Look Bad” It is frustrating for any of us in the mortgage business that does a good job and is not willing to give our clients advice that is going to put someone in a bad place. This was one of those cases. … more
“Will the Value Come in High Enough? ”
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“Will the Value Come in High Enough? ” Hi joe. Any word for us?? I'm making myself so nervous and sick waiting. Thank you In many areas of Connecticut there are still many homes that are upside down or have very little equity. These folks are… more
“Home Inspection has 21 Issues”
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“Home Inspection has 21 Issues” After speaking to the buyer and the selling agent, the seller (bank) is not willing to repair anything. I recommended that we change from a FHA loan to a FHA 203 K loan in order to handle the repairs. I… more
“Should I Ask for Part of the Commission? ”
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“Should I Ask for Part of the Commission? ” Joe, Ok, good to know! There are so many damn details it is so helpful to have experts to advise throughout. I wish we were getting good advice from our agent. Thank you so much! After I got a… more
“Many are not Aware of What is on their Credit Report
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“Many are not Aware of What is on their Credit Repo rt " Joe, The Credence Resource that you have * on my report has been resolved for a long time now, will find paid receipt and not sure why they are reporting to the three bureaus each… more
“NO Thank You”
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“NO Thank You” My company is an expert in lead generation and appointment setting services that delivers these leads through a multi-touch, multi-channel approach to make sure that every booked meeting is fresh, targeted and is ready to sign-up… more
“Refinancing is Not Always a Good Idea”
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“Refinancing is Not Always a Good Idea” Hi Mr. P Wanted to let you know that I just got off the phone with the student loan lady at the bank. It was a great conversation and it looks like my payments will be reduced. Hopefully this will… more