“Never a Pre-Payment Penalty”
Good Morning Joe,
Hope you are doing well.
It's XXXX a year later & we have run into another potential house.
The figure will likely be a hefty $450,000.00 and we're looking to put $100,000.00 down to meet the 20% down to avoid the PMI. Could you give me your best APR for a "fixed rate for both 15 & 30 years, without a pre-payment penalty" please?
If we meet a price in the next week or so, I'll be looking to finalize the offer and do the closing sometime between Memorial Day and mid-June.
My credit stands at 750 and I prefer not to do a credit check at this point, as I had one done in the past week or two.
Also, if I may ask ... I may try to sell my own house as a 4-Sale by Owner for one month before going real estate direction. May I ask you the suggestion that you had for posting on MLS?
Thanks for your time, XXXX
Fortunately, the sale of the current home is not a factor for the new purchase, but I would still recommend Listing with a Realtor in most cases.
The market is so competitive in most areas and this client loves to negotiate and look for the right deal. Hopefully success will finally happen now, a year later.
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Joe Petrowsky, NMLS #6869
Right Trac Financial Group, Inc. NMLS #2709
110 Main St.
Manchester, Ct. 06042
Office: 860 647-7701 x116
Fax: 860 647-8940
Cell: 860 836-9294
Joe Petrowsky does not guarantee nor is in any way responsible for the accuracy of the information provided herein, and provides said information without warranties of any kind, either expressed or implied.
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