“Not the Right Time for Me to Buy”
Hi Joe,
I wanted to let you know that I have decided not to pursue the purchase of the property and wanted to thank you for all of your help along the way. After looking at what my mortgage payment and utilities would cost along with the renovations that I would have to do to make it work, it just is not financially feasible for me at this time. By next year I will have paid down most of my credit card debts. I promise to communicate with you again in the future and will refer anyone that I come in contact with that may need a mortgage.
Sincerely, Karen
Karen made the right decision for now. She will be much more comfortable with a home purchase once she has paid down her credit card debts. It is never good when you take all savings and use it for a down payment and closing costs.
I shared with her many times throughout this qualifying process that she needs to keep some dollars in reserve in case there was any kind of emergency or immediate repair that was required.
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Joe Petrowsky, NMLS #6869
Right Trac Financial Group, Inc. NMLS #2709
110 Main St.
Manchester, Ct. 06042
Office: 860 647-7701 x116
Fax: 860 647-8940
Cell: 860 836-9294
Email: joe@righttracfg.com
Joe Petrowsky does not guarantee nor is in any way responsible for the accuracy of the information provided herein, and provides said information without warranties of any kind, either expressed or implied.
Equal Housing Statement: We are pledged to the letter and spirit of U.S. policy for the achievement of equal housing opportunity throughout the Nation. We encourage and support an affirmative advertising and marketing program in which there are no barriers to obtaining housing becuase of race, color, religion, sex, handicap, familial status, or national origin.
