“When Bad Things Happen to Good People”

“When Bad Things Happen to Good People”

 

 

These folks were a referral from one of the banks that is a referral partner of mine. They can’t do this mortgage but this is definitely a mortgage we can do.

 

When I see situations like this I get on a mission. There has to be something that can be done. Fortunately we have a number of lenders that can do a mortgage for these clients. When I spoke to the wife she broke down and cried. They will be wonderful homeowners in the next couple of months:

 

My husband was diagnosed with cancer and under gone an operation, chemo and radiation therapy needless to say we had some accounts that went into collections.

 

We were able to clear up all of the medical expenses and are making monthly payments on others. As we were in the process of making headway my husband got laid off due to the economy lack of work which resulted in falling behind on our mortgage payments and had to do a short sale.

 

Since then my husband has retired with three pensions and social security and I work full time, together we gross approximately 90k per year. We now have secured income and would love to own our own home again. We are currently renting and pay $1550.00 monthly by check and have excellent payment history with our landlord for over 2 years now. Also we recently got approved for a car loan and have been paying on that loan for the past 4 months on time every month and our secured credit card has become unsecured due to our payment history which is excellent.

 

“Who do you know that needs my help?

 

Image courtesy of Phanlop/freedigitalphotos.net

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Joe Petrowsky, NMLS #6869

Right Trac Financial Group, Inc. NMLS #2709

110 Main St.

Manchester, Ct. 06042

Office: 860 647-7701 x116

Fax: 860 647-8940

Cell: 860 836-9294

Email: joe@righttracfg.com

www.righttracfg.com

www.joepetrowsky.com

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Joe Petrowsky does not guarantee nor is in any way responsible for the accuracy of the information provided herein, and provides said information without warranties of any kind, either expressed or implied.

Equal Housing Statement: We are pledged to the letter and spirit of U.S. policy for the achievement of equal housing opportunity throughout the Nation. We encourage and support an affirmative advertising and marketing program in which there are no barriers to obtaining housing becuase of race, color, religion, sex, handicap, familial status, or national origin.

Comment balloon 27 commentsJoe Petrowsky • December 29 2015 05:40AM
“When Bad Things Happen to Good People”
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“When Bad Things Happen to Good People” These folks were a referral from one of the banks that is a referral partner of mine. They can’t do this mortgage but this is definitely a mortgage we can do. When I see situations like this I get on a… more
“Do You Also Do Refinances? ”
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“Do You Also Do Refinances? ” I often times just assume that when I do a mortgage for someone that is purchasing a home that they just know that we also do refinances, but that is just not the case. Earlier this year I started telling clients… more
“More Referrals to and from Institutions in 2016”
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“More Referrals to and from Institutions in 2016” In 2015 nearly 15% of my mortgage practice are referrals from banks, credit unions, other lenders and friendly competitors. In 2016 I see that number continuing to grow. Paul let me know that he… more
“The Judge Says Refinance or Put Your Home on the Market”
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“The Judge Says Refinance or Put Your Home on the Market” An attorney from Massachusetts contacted me after reading one of my blogs. The blog was on Linkedin, the topic was getting a refinance done, as a result of a divorce decree. Some of these… more
“Banker Referrals Just Never Slow Down”
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“Banker Referrals Just Never Slow Down” It is always hard to believe that banks turn down so many loans, but after reading the email below I can understand why. He says that this client’s credit did not line up “Perfectly”. Imperfect is… more
“Emails like This Just Make it All Worthwhile”
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“Emails like This Just Make it All Worthwhile” Thank you very much for the referral. I will follow up with Keith. I wanted to thank you very much for taking such good care of my sister with the purchase of her condo. Even though she is a strong… more
“Realtors Referring Many First Time home Buyers for 2016”
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“Realtors Referring Many First Time home Buyers for 2016” Hi Joe, hope all is well. I referred a buyer to you that is looking for land and needs to be pre-qualified. His name is Oscar XXXXX. He will probably be contacting you within the week… more
“First the Daughter, Now the Mom”
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“First the Daughter, Now the Mom” The closing went great, I kept hearing how bad this TRID stuff was going to be from Realtor and the attorney, but you promised it would all be fine and it was, thank you, thank you. Also, I wanted to… more
“Giving the Landlord Notice”
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“Giving the Landlord Notice” One of the dos and don’ts that we give our clients during the application process has to do with giving the landlord notice that the person is planning on moving. Our advice is always to wait until the loan is… more
“I Didn’t Think I Would Qualify”
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“I Didn’t Think I Would Qualify” Thank you for meeting with me on December 4th. I learned a lot from talking with you and will definitely use you to help me qualify for a mortgage. You were right, I now know buying a home is very possible. … more