“Having a By Referral Only Reputation”

   “Having a By Referral Only Reputation”

 

 

I never take my referrals for granted. It is always an honor when I receive them from my past clients. Having said that, I need to keep reminding them this is how my mortgage practice works.

 

 

Good afternoon,

My name is Elise XXXXXX.  We were given your name by Rachel and Dan XXXXXXX who spoke very highly of you and all that you did for them.  We are interested in starting the process of purchasing our first home and we’re looking to sit down with you and discuss mortgage options.  Rachel informed us that you only work through referrals, so we are hoping that you will be willing to meet with us. My phone number is 860-XXX XXXX.  Please let me know when we can meet.

Thank you so much,

Elise and Nick

 

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Joe Petrowsky, NMLS #6869

Right Trac Financial Group, Inc. NMLS #2709

110 Main St.

Manchester, Ct. 06042

Office: 860 647-7701 x116

Fax: 860 647-8940

Cell: 860 836-9294

Email: joe@righttracfg.com

www.righttracfg.com

www.joepetrowsky.com

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Joe Petrowsky does not guarantee nor is in any way responsible for the accuracy of the information provided herein, and provides said information without warranties of any kind, either expressed or implied.

Equal Housing Statement: We are pledged to the letter and spirit of U.S. policy for the achievement of equal housing opportunity throughout the Nation. We encourage and support an affirmative advertising and marketing program in which there are no barriers to obtaining housing becuase of race, color, religion, sex, handicap, familial status, or national origin.

Comment balloon 9 commentsJoe Petrowsky • August 10 2016 12:06PM
“Having a By Referral Only Reputation”
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“Having a By Referral Only Reputation” I never take my referrals for granted. It is always an honor when I receive them from my past clients. Having said that, I need to keep reminding them this is how my mortgage practice works. Good… more
“They were going to hire a Credit Repair Company”
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“They were going to hire a Credit Repair Company” These clients shared with me that they planned on hiring a credit repair company that charged $150 per month. It would have been a waste of money. I spent an hour with them coaching them on… more
“Banks Can Play the Bait and Switch Game”
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“Banks Can Play the Bait and Switch Game” When I ran the numbers, the debt ratio did not work and I let her know. That is when she told me that the current bank said it didn’t matter because they owned the current loan. I hate to see business… more
“Take That Deal! ”
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“Take That Deal! ” Hello Joe, I hope all is well! I wanted to give you someone who you might be able to help that unfortunately our bank couldn’t. Her name is Connie, she is interested in purchasing a 4 family building that will be used… more
“A Mixed Blessing for Sure”
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“A Mixed Blessing for Sure” It is not always easy to convince a lender that a client should not have to wait to get a new mortgage. FYI… my credit was absolutely perfect before and after the bankruptcy and foreclosure… never missed a payment… more
“A Quick Thinking Priest and Customs Officer! ”
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“A Quick Thinking Priest and Customs Officer! ” A female college student coming back from Europe is sitting next to a priest. She: "Excuse me could you do me a favor? I used the very last of my vacation money to buy an expensive artisanal… more
“A 203K Loan is often the Right Alternative”
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“A 203K Loan is often the Right Alternative” Certainly a good alternative when we have champagne tastes and a beer budget. No matter how many times I brought up this possibility, the answer was always, “I don’t want to do any work. ” A client… more
“The Appraisal Management Company System is Broken”
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“The Appraisal Management Company System is Broken” There was a time that we could hire appraisers that knew and understood an area and would make sure that there was a good and honest appraisal. The mortgage lender could choose the best… more
“What to do to get our Dream House? ”
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“What to do to get our Dream House? ” Hi Joe, Sorry I have been all over the place, I wasn't able to see you Monday when scheduled because I found out we are having another baby! We are very excited, ok so I know I am all over the place… more
“A Smart Wife and Dumb Husband”
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“A Smart Wife and Dumb Husband” On their wedding night, the young bride approached her new husband and asked for $20. 00 for their first lovemaking encounter. Her husband readily agreed. This scenario was repeated each time they made love, for… more